NB Bancorp Inc. reported net income of USD 7.7 million, or USD 0.19 per diluted common share, for the fourth quarter (Q4) of 2025. Operating net income, excluding one-time charges, amounted to USD 21.2 million, or USD 0.51 per diluted common share. Net interest income for Q4 2025 was USD 58.8 million, representing a 22% increase. Net interest margin expanded 14 basis points to 3.92% for the quarter. The company’s operating return on average assets was 1.35%, and operating return on average equity was 10.51% for the period. NB Bancorp Inc. also announced the completion of its acquisition of Provident Bancorp, Inc. and conversion of BankProv customers onto its core system.
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