自营理财规模大缩水!非持牌银行转型代销能否破局?

国际金融报
Jan 22

首批中小银行2025年度理财业务报告出炉。《国际金融报》记者注意到,近日,台州银行、太仓农商银行、富滇银行、新疆银行、盛京银行等7家机构率先披露了2025年的理财业务数据,期末产品存续规模较上年同期普遍出现大幅下滑,且资金流出现象明显。受访专家指出,这一现象与监管要求非持牌(理财公司牌照)机构压降存量理财业务、机构产品设计及品牌影响力等多重因素有关。未来,中小银行将主要扮演代销渠道角色,依托本地化...

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