First Bancorp Q4 net income rises over fourfold to USD 15.7 million

Reuters

Jan 22

First Bancorp Q4 net income rises over fourfold to USD 15.7 million

First Bancorp reported its financial results for the fourth quarter of 2025. Total interest income for the period was USD 143.6 million, while total interest expense reached USD 37.4 million. Net interest income totaled USD 106.2 million for the quarter. The provision for credit losses stood at USD 4.7 million. Noninterest income for the fourth quarter was negative at USD 22.3 million. Noninterest expenses amounted to USD 62.2 million. Income tax expense for the quarter was USD 1.2 million. Net income for the period was USD 15.7 million. Diluted earnings per share for the fourth quarter were USD 0.38. Adjusted diluted earnings per share stood at USD 1.19. As of December 31, 2025, book value per share was USD 39.89. Total cash and cash equivalents at the end of the quarter were USD 309.6 million. Securities available for sale were valued at USD 2.0 billion, and securities held to maturity were USD 513.1 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Bancorp published the original content used to generate this news brief via PR Newswire (Ref. ID: CL67278) on January 21, 2026, and is solely responsible for the information contained therein.

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Total interest income for the period was USD 143.6 million, while total interest expense reached USD 37.4 million. Net interest income totaled USD 106.2 million for the quarter. The provision for credit losses stood at USD 4.7 million. Noninterest income for the fourth quarter was negative at USD 22.3 million. Noninterest expenses amounted to USD 62.2 million. Income tax expense for the quarter was USD 1.2 million. Net income for the period was USD 15.7 million. Diluted earnings per share for the fourth quarter were USD 0.38. Adjusted diluted earnings per share stood at USD 1.19. As of December 31, 2025, book value per share was USD 39.89. Total cash and cash equivalents at the end of the quarter were USD 309.6 million. 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