Richmond Mutual Bancorp's Q4 net income up 37.6% yr/yr

Reuters

Jan 23

<a href="https://laohu8.com/S/RMBI">Richmond Mutual</a> Bancorp's Q4 net income up 37.6% yr/yr

Overview

Richmond Mutual Bancorporation's Q4 net income rises 37.6% yr/yr, driven by higher net interest income
Company's Q4 results impacted by $467,000 in merger-related expenses
Merger with Farmers Bancorp expected to close in Q2 2026, pending approvals

Outlook

Richmond Mutual Bancorporation expects merger completion with Farmers Bancorp in Q2 2026
Company anticipates merger will enhance scale and market presence
Richmond Mutual Bancorporation did not provide specific financial guidance

Result Drivers

NET INTEREST INCOME - Higher net interest income driven by expanded net interest margin due to higher asset yields and lower funding costs
ACQUISITION EXPENSES - Q4 results negatively impacted by $467,000 in acquisition-related expenses from merger with Farmers Bancorp
NONINTEREST INCOME - Increase in noninterest income driven by higher loan servicing fees and card fee income

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 EPS		$0.35
Q4 Net Income		$3.41 mln
Q4 Net Interest Income		$11.53 mln
Q4 Provision for Credit Losses		$409,000

Press Release: ID:nPnvyMLda

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Richmond Mutual Bancorp's Q4 net income up 37.6% yr/yr</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; 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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4211","symbol_name":"区域性银行","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260122:nL1N3YN1CN:1","article_id":"2605448659","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2605448659","pubTimestamp":1769119753,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Richmond Mutual Bancorp's Q4 net income up 37.6% yr/yrOverviewRichmond Mutual Bancorporation's Q4 net income rises 37.6% yr/yr, driven by higher net interest incomeCompany's Q4 results impacted by $46","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4211":"区域性银行","RMBI":"Richmond Mutual Bancorporation, Inc.","FABP":"Farmers Bancorp"},"translate_title":"Richmond Mutual Bancorp第四季度净利润同比增长37.6%","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"FABP":0.9,"RMBI":0.9},"content_text":"Richmond Mutual Bancorp's Q4 net income up 37.6% yr/yrOverviewRichmond Mutual Bancorporation's Q4 net income rises 37.6% yr/yr, driven by higher net interest incomeCompany's Q4 results impacted by $467,000 in merger-related expensesMerger with Farmers Bancorp expected to close in Q2 2026, pending approvalsOutlookRichmond Mutual Bancorporation expects merger completion with Farmers Bancorp in Q2 2026Company anticipates merger will enhance scale and market presenceRichmond Mutual Bancorporation did not provide specific financial guidanceResult DriversNET INTEREST INCOME - Higher net interest income driven by expanded net interest margin due to higher asset yields and lower funding costsACQUISITION EXPENSES - Q4 results negatively impacted by $467,000 in acquisition-related expenses from merger with Farmers BancorpNONINTEREST INCOME - Increase in noninterest income driven by higher loan servicing fees and card fee incomeKey DetailsMetricBeat/MissActualConsensus EstimateQ4 EPS$0.35Q4 Net Income$3.41 mlnQ4 Net Interest Income$11.53 mlnQ4 Provision for Credit Losses$409,000Press Release: ID:nPnvyMLdaFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}