FVCBankcorp Inc. reported net income of USD 5.6 million for the fourth quarter (Q4) of 2025, with diluted earnings per share of USD 0.31. Full year (FY) 2025 net income reached USD 22.1 million, and diluted earnings per share were USD 1.21, representing a 46% increase. Net interest income for Q4 2025 was USD 16.9 million, up by 14% year-on-year. For FY 2025, net interest income totaled USD 63.8 million, increasing by 14.7%. Provision for credit losses for FY 2025 was USD 1.6 million. Noninterest income for the year included fees on loans of USD 0.2 million, service charges on deposit accounts of USD 1.2 million, BOLI income of USD 0.3 million, and income from minority membership interests of USD 1.2 million. Shareholders’ equity as of December 31, 2025, stood at USD 253.6 million. Total liabilities and shareholders’ equity at year-end were USD 2.3 billion.
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