Kish Bancorp Inc. reported net income of USD 5.5 million, or USD 1.84 per share, for the fourth quarter (Q4) of 2025, reflecting a 7.2% increase. For the full year (FY) 2025, net income was USD 18.1 million, or USD 6.25 per share, marking a 24.8% increase. Total assets reached USD 2.0 billion as of December 31, 2025, up 16.6%. Total loans grew 19.4% year over year to USD 1.7 billion, while total deposits increased 14.0% to USD 1.5 billion. Fourth quarter net interest income, before provision for credit losses, was USD 15.9 million, a 23.9% increase. Noninterest income for the quarter rose 5.0% to USD 3.5 million. The net interest margin for Q4 expanded by 18 basis points to 3.41%. Kish Bancorp Inc. reported a return on average common equity of 16.55% and a return on average assets of 1.13% for Q4 2025. Tangible book value per share increased 16.1% to USD 40.14 as of December 31, 2025. The company maintained a Tier 1 leverage ratio of 8.84%, a Tier 1 capital ratio of 9.84%, and a Total capital ratio of 10.57% at year-end.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Kish Bancorp Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20260120219777) on January 20, 2026, and is solely responsible for the information contained therein.