隐然形成了“销售—回收”闭环。 继担保、权益等变相推高利率的模式被监管叫停后，多家助贷平台正将“分期商城”视为新的转型方向。然而，第一财经调查发现，部分平台在商品定价上普遍存在显著溢价现象，消费者实际支付成本远高于市场水平。 尽管多数分期商城声称不直接开展回收业务，但用户反馈显示，购物后往往有第三方回收商主动联系，提供“秒到”变现服务，从而隐然形成了“销售—回收”闭环。实测显示，用户通过...
Source Link隐然形成了“销售—回收”闭环。 继担保、权益等变相推高利率的模式被监管叫停后，多家助贷平台正将“分期商城”视为新的转型方向。然而，第一财经调查发现，部分平台在商品定价上普遍存在显著溢价现象，消费者实际支付成本远高于市场水平。 尽管多数分期商城声称不直接开展回收业务，但用户反馈显示，购物后往往有第三方回收商主动联系，提供“秒到”变现服务，从而隐然形成了“销售—回收”闭环。实测显示，用户通过...
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