Midland States Bancorp Inc. reported a net loss available to common shareholders of USD 5.1 million, or USD 0.24 per diluted share, for the fourth quarter (Q4) of 2025. Adjusted earnings available to common shareholders were USD 11.9 million, or USD 0.53 per diluted share, for Q4 2025. The company recorded a USD 21.4 million loss on the sale of substantially all of its equipment finance portfolio, and a USD 1.6 million loss on the sale of a small consumer loan portfolio during the period. Adjusted pre-provision net revenue stood at USD 31.4 million, or USD 1.44 per diluted share, for Q4 2025. Net interest margin was 3.74% in Q4 2025. The provision for credit losses on loans amounted to USD 11.8 million for the quarter. The ratio of nonperforming assets to total assets was 1.02% as of December 31, 2025. Total capital to risk-weighted assets was 15.16%, and common equity tier 1 capital was 9.89% at the end of the quarter. During Q4 2025, Midland States Bancorp Inc. repurchased USD 9.6 million of its common stock.

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