Overview
Bank holding company's Q4 net income was $34.0 mln, up from Q4 2024
EPS for Q4 was $0.89, slightly down from Q3 2025
Company announced new $100 mln share repurchase program
Outlook
Company authorized a new $100 mln share repurchase program for capital management
S&T Bancorp focuses on sustainable growth and shareholder value in 2026
Result Drivers
NET INTEREST INCOME - Increased by $1.8 mln, or 1.93%, due to lower interest-bearing liability costs and strategic balance sheet repositioning
LOAN GROWTH - Total portfolio loans increased $91.0 mln, or 4.52% annualized, driven by commercial loan growth
ASSET QUALITY - Higher net charge-offs of $11.0 mln, primarily related to nonperforming asset resolutions
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 EPS | $0.89 | ||
Q4 Net Income | $33.97 mln | ||
Q4 Net Interest Income | $90.96 mln | ||
Q4 Credit Loss Provision | $5.70 mln |
Analyst Coverage
The current average analyst rating on the shares is "hold" and the breakdown of recommendations is no "strong buy" or "buy", 6 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for S&T Bancorp Inc is $41.00, about 2.2% below its January 21 closing price of $41.94
The stock recently traded at 12 times the next 12-month earnings vs. a P/E of 11 three months ago
Press Release: ID:nPn1fNJ5da
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)