First Community Corp's Q4 adjusted EPS beats estimates on margin expansion

Reuters
Jan 28
<a href="https://laohu8.com/S/FCCT">First Community</a> Corp's Q4 adjusted EPS beats estimates on margin expansion

Overview

  • Community bank's Q4 adjusted EPS beat analyst expectations

  • Net income for Q4 rises yr/yr

  • Company completed acquisition of Signature Bank of Georgia

Outlook

  • Company plans to repurchase shares up to $7.5 mln by May 2026

  • First Community expects positive momentum in net interest margin entering Q1 2026

  • Company sees flexibility in managing capital with share repurchase plan

Result Drivers

  • MARGIN EXPANSION - Net interest margin expanded for the seventh consecutive quarter, reflecting improved profitability

  • LOAN GROWTH - Total loans increased by $31.7 mln in Q4, reflecting strong demand for lending products

  • INVESTMENT ADVISORY - Assets under management reached a record $1.170 bln, boosting revenue

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q4 Adjusted EPS

Beat

$0.69

$0.68 (3 Analysts)

Q4 EPS

$0.62

Q4 Net Income

$4.83 mln

Q4 Net Interest Income

$16.30 mln

Q4 Net Interest Margin

3.32%

Press Release: ID:nPn8PQL22a

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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