Overview
Community bank's Q4 adjusted EPS beat analyst expectations
Net income for Q4 rises yr/yr
Company completed acquisition of Signature Bank of Georgia
Outlook
Company plans to repurchase shares up to $7.5 mln by May 2026
First Community expects positive momentum in net interest margin entering Q1 2026
Company sees flexibility in managing capital with share repurchase plan
Result Drivers
MARGIN EXPANSION - Net interest margin expanded for the seventh consecutive quarter, reflecting improved profitability
LOAN GROWTH - Total loans increased by $31.7 mln in Q4, reflecting strong demand for lending products
INVESTMENT ADVISORY - Assets under management reached a record $1.170 bln, boosting revenue
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Adjusted EPS | Beat | $0.69 | $0.68 (3 Analysts) |
Q4 EPS | $0.62 | ||
Q4 Net Income | $4.83 mln | ||
Q4 Net Interest Income | $16.30 mln | ||
Q4 Net Interest Margin | 3.32% |
Press Release: ID:nPn8PQL22a
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)