FirstSun Capital Bancorp reported its full year 2025 financial results, posting net income of USD 97.9 million and adjusted net income of USD 100.5 million. Reported diluted earnings per share $(EPS)$ stood at USD 3.47, with adjusted diluted EPS at USD 3.56 for the period. Return on average assets (ROAA) was 1.18 percent reported and 1.21 percent adjusted. Reported return on average tangible common equity (ROATCE) reached 9.95 percent, while adjusted ROATCE was 10.21 percent. Total revenue for the full year amounted to USD 419.3 million. The net interest margin $(NIM)$ was 4.10 percent for the period. The loan to deposit ratio at year-end was 93.9 percent, and the Common Equity Tier 1 (CET1) ratio was 14.12 percent. The efficiency ratio was 65.37 percent reported and 63.36 percent adjusted. For the fourth quarter, FirstSun Capital Bancorp reported a NIM of 4.18 percent and an increase in tangible book value per share by USD 0.91 over the previous quarter.
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