RBB Bancorp reported net income of USD 10.2 million, or USD 0.59 diluted earnings per share, for the fourth quarter (Q4) ended December 31, 2025. For the full year (FY) 2025, net income was USD 26.7 million, or USD 1.47 diluted earnings per share. FY 2025 net income included income from an Employee Retention Credit of USD 5.2 million (pre-tax), partially offset by professional and advisory costs of USD 1.2 million (pre-tax) related to the credit. In Q4 2025, the return on average assets was 0.96 percent. The net interest margin increased to 2.99 percent. Loans held for investment grew by USD 11.7 million on an annualized basis. Classified and criticized loans decreased by 25.2 percent to USD 94.4 million at December 31, 2025. RBB Bancorp’s board declared a quarterly cash dividend of USD 0.16 per common share.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. RBB Bancorp published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9642763) on January 26, 2026, and is solely responsible for the information contained therein.