Affinity Bancshares Inc. Q4 net income rises 58% to USD 2.1 million

Reuters

Jan 26

<a href="https://laohu8.com/S/AFBI">Affinity Bancshares</a> Inc. Q4 net income rises 58% to USD 2.1 million

Affinity Bancshares Inc. (NASDAQ: AFBI) reported net income of USD 2.1 million for the fourth quarter (Q4) ended December 31, 2025. For the full year (FY) 2025, net income totaled USD 8.3 million. Operating income for FY 2025 was USD 9.2 million. Net interest income for Q4 2025 was USD 8.3 million. The net interest margin rose to 3.77% in Q4 2025, up from the prior year period. The efficiency ratio improved to 63.55% in Q4 2025. Total assets at December 31, 2025, were USD 881.7 million. Noninterest income for Q4 2025 increased to USD 315 thousand, while non-interest expense for the same period decreased to USD 5.4 million. For the full year, noninterest income was USD 1.9 million and non-interest expense was USD 21.7 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Affinity Bancshares Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-021113), on January 23, 2026, and is solely responsible for the information contained therein.

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Q4 net income rises 58% to USD 2.1 million","media":"Reuters","content":"<html xmlns=\"http://www.w3.org/1999/xhtml\" xmlns:newsg2=\"http://iptc.org/std/nar/2006-10-01/\" xmlns:xhtml=\"http://www.w3.org/1999/xhtml\"><head><title>\n      <a href=\"https://laohu8.com/S/AFBI\">Affinity Bancshares</a> Inc. Q4 net income rises 58% to USD 2.1 million\n    </title></head><body><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n        Affinity Bancshares Inc. (NASDAQ: AFBI) reported net income of USD 2.1 million for the fourth quarter (Q4) ended December 31, 2025. For the full year (FY) 2025, net income totaled USD 8.3 million. Operating income for FY 2025 was USD 9.2 million. Net interest income for Q4 2025 was USD 8.3 million. The net interest margin rose to 3.77% in Q4 2025, up from the prior year period. The efficiency ratio improved to 63.55% in Q4 2025. Total assets at December 31, 2025, were USD 881.7 million. 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Q4 net income rises 58% to USD 2.1 million\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1032215980\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2026-01-26 15:27</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html xmlns=\"http://www.w3.org/1999/xhtml\" xmlns:newsg2=\"http://iptc.org/std/nar/2006-10-01/\" xmlns:xhtml=\"http://www.w3.org/1999/xhtml\"><head><title>\n      <a href=\"https://laohu8.com/S/AFBI\">Affinity Bancshares</a> Inc. Q4 net income rises 58% to USD 2.1 million\n    </title></head><body><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n        Affinity Bancshares Inc. (NASDAQ: AFBI) reported net income of USD 2.1 million for the fourth quarter (Q4) ended December 31, 2025. For the full year (FY) 2025, net income totaled USD 8.3 million. Operating income for FY 2025 was USD 9.2 million. Net interest income for Q4 2025 was USD 8.3 million. The net interest margin rose to 3.77% in Q4 2025, up from the prior year period. The efficiency ratio improved to 63.55% in Q4 2025. Total assets at December 31, 2025, were USD 881.7 million. Noninterest income for Q4 2025 increased to USD 315 thousand, while non-interest expense for the same period decreased to USD 5.4 million. For the full year, noninterest income was USD 1.9 million and non-interest expense was USD 21.7 million.\n      </p>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n<i>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Affinity Bancshares Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-021113), on January 23, 2026, and is solely responsible for the information contained therein.</span></i>\n</p>\n</div></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"AFBI","symbol_name":"Affinity Bancshares, Inc.","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260126:nNDL5rd8LW:1","article_id":"2606292583","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2606292583","pubTimestamp":1769412478,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Affinity Bancshares Inc.  reported net income of USD 2.1 million for the fourth quarter  ended December 31, 2025. 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Q4 net income rises 58% to USD 2.1 million\n    \n\n        Affinity Bancshares Inc. (NASDAQ: AFBI) reported net income of USD 2.1 million for the fourth quarter (Q4) ended December 31, 2025. For the full year (FY) 2025, net income totaled USD 8.3 million. Operating income for FY 2025 was USD 9.2 million. Net interest income for Q4 2025 was USD 8.3 million. The net interest margin rose to 3.77% in Q4 2025, up from the prior year period. The efficiency ratio improved to 63.55% in Q4 2025. Total assets at December 31, 2025, were USD 881.7 million. Noninterest income for Q4 2025 increased to USD 315 thousand, while non-interest expense for the same period decreased to USD 5.4 million. For the full year, noninterest income was USD 1.9 million and non-interest expense was USD 21.7 million.\n      \n\n\nDisclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Affinity Bancshares Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-021113), on January 23, 2026, and is solely responsible for the information contained therein.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}