First Capital Inc. FY net income rises 38% to USD 16.4 million

Reuters

Jan 26

First Capital Inc. FY net income rises 38% to USD 16.4 million

First Capital Inc. $(FCAP)$, the holding company for First Harrison Bank, reported net income of USD 16.4 million, or USD 4.89 per diluted share, for the full year ended December 31, 2025. For the fourth quarter, net interest income after provision for credit losses increased, supported by a higher average tax-equivalent yield on interest-earning assets, which rose to 4.99% in Q4 2025. The average tax-equivalent net interest margin for the quarter was 3.79%. For the full year 2025, the average tax-equivalent net interest margin increased to 3.61%. Noninterest expenses for the fourth quarter rose primarily due to higher compensation, benefits, and advertising costs.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Capital Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001104659-26-006268), on January 23, 2026, and is solely responsible for the information contained therein.

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FY net income rises 38% to USD 16.4 million","media":"Reuters","content":"<html xmlns=\"http://www.w3.org/1999/xhtml\" xmlns:newsg2=\"http://iptc.org/std/nar/2006-10-01/\" xmlns:xhtml=\"http://www.w3.org/1999/xhtml\"><head><title>\n      First Capital Inc. FY net income rises 38% to USD 16.4 million\n    </title></head><body><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n        First Capital Inc. <a href=\"https://laohu8.com/S/FCAP\">$(FCAP)$</a>, the holding company for First Harrison Bank, reported net income of USD 16.4 million, or USD 4.89 per diluted share, for the full year ended December 31, 2025. For the fourth quarter, net interest income after provision for credit losses increased, supported by a higher average tax-equivalent yield on interest-earning assets, which rose to 4.99% in Q4 2025. The average tax-equivalent net interest margin for the quarter was 3.79%. 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FY net income rises 38% to USD 16.4 million\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1032215980\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2026-01-26 15:01</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html xmlns=\"http://www.w3.org/1999/xhtml\" xmlns:newsg2=\"http://iptc.org/std/nar/2006-10-01/\" xmlns:xhtml=\"http://www.w3.org/1999/xhtml\"><head><title>\n      First Capital Inc. FY net income rises 38% to USD 16.4 million\n    </title></head><body><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n        First Capital Inc. <a href=\"https://laohu8.com/S/FCAP\">$(FCAP)$</a>, the holding company for First Harrison Bank, reported net income of USD 16.4 million, or USD 4.89 per diluted share, for the full year ended December 31, 2025. For the fourth quarter, net interest income after provision for credit losses increased, supported by a higher average tax-equivalent yield on interest-earning assets, which rose to 4.99% in Q4 2025. The average tax-equivalent net interest margin for the quarter was 3.79%. For the full year 2025, the average tax-equivalent net interest margin increased to 3.61%. 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ID: 0001104659-26-006268), on January 23, 2026, and is solely responsible for the information contained therein.</span></i>\n</p>\n</div></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"FCAP","symbol_name":"First Cap Inc","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260126:nNDL7fwyGF:1","article_id":"2606294896","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2606294896","pubTimestamp":1769410892,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"First Capital Inc. , the holding company for First Harrison Bank, reported net income of USD 16.4 million, or USD 4.89 per diluted share, for the full year ended December 31, 2025. For the fourth quarter, net interest income after provision for credit losses increased, supported by a higher average tax-equivalent yield on interest-earning assets, which rose to 4.99% in Q4 2025. The average tax-equivalent net interest margin for the quarter was 3.79%. For the full year 2025, the average tax-equivalent net interest margin increased to 3.61%. Noninterest expenses for the fourth quarter rose primarily due to higher compensation, benefits, and advertising costs.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Capital Inc. published the","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"FCAP":"First Cap Inc","BK4211":"区域性银行"},"translate_title":"First Capital Inc.财年净利润增长38%至1,640万美元","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"FCAP":0.9},"content_text":"First Capital Inc. FY net income rises 38% to USD 16.4 million\n    \n\n        First Capital Inc. $(FCAP)$, the holding company for First Harrison Bank, reported net income of USD 16.4 million, or USD 4.89 per diluted share, for the full year ended December 31, 2025. For the fourth quarter, net interest income after provision for credit losses increased, supported by a higher average tax-equivalent yield on interest-earning assets, which rose to 4.99% in Q4 2025. The average tax-equivalent net interest margin for the quarter was 3.79%. For the full year 2025, the average tax-equivalent net interest margin increased to 3.61%. Noninterest expenses for the fourth quarter rose primarily due to higher compensation, benefits, and advertising costs.\n      \n\n\nDisclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Capital Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. 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