Ames National Corporation (Nasdaq: ATLO) reported net income of USD 6.5 million for the fourth quarter (Q4) of 2025, or USD 0.73 per share. For the full year (FY) ended December 31, 2025, net income totaled USD 19.0 million, or USD 2.14 per share. The company’s net interest income increased, supported by higher yields on loans and investments, along with a lower cost of funds attributed to declining market rates and reduced borrowings. Interest and dividend income from loans for Q4 2025 was USD 17.6 million. Interest and dividend income from taxable securities for the same period was USD 3.7 million, and from tax-exempt securities was USD 0.4 million. For the full year 2025, interest and dividend income from loans reached USD 68.3 million, while income from taxable securities was USD 13.0 million and from tax-exempt securities USD 1.7 million.
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