Ponce Financial Group Q4 net income rises 3.7 times to USD 9.9 million

Reuters

Jan 28

Ponce Financial Group Q4 net income rises 3.7 times to USD 9.9 million

Ponce Financial Group Inc. reported net income available to common stockholders of USD 9.9 million, or USD 0.42 per diluted share, for the fourth quarter (Q4) ended December 31, 2025. Total net income for the quarter was USD 10.1 million. The company’s net interest margin for Q4 2025 was 3.57%, reflecting an increase of 78 basis points compared to the same quarter last year. Return on average assets stood at 1.26%, while return on common equity reached 12.50%. As of December 31, 2025, net loans receivable were USD 2.6 billion, representing a 13.67% increase year-over-year. Deposits amounted to USD 2.1 billion, up 7.99% from the previous year. The efficiency ratio improved to 52.95% in Q4 2025. Ponce Financial Group Inc.’s total capital to risk-weighted assets ratio was 23.72% at the end of the period. The company paid dividends of USD 0.3 million during the quarter.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Ponce Financial Group Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-024843), on January 27, 2026, and is solely responsible for the information contained therein.

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While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Ponce Financial Group Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-024843), on January 27, 2026, and is solely responsible for the information contained therein.</span></i>\n</p>\n</div></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"PDLB","symbol_name":"PDL Community Bancorp","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260127:nNDL3fdV64:1","article_id":"2606551597","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2606551597","pubTimestamp":1769551830,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Ponce Financial Group Inc. reported net income available to common stockholders of USD 9.9 million, or USD 0.42 per diluted share, for the fourth quarter  ended December 31, 2025. 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As of December 31, 2025, net loans receivable were USD 2.6 billion, representing a 13.67% increase year-over-year. Deposits amounted to USD 2.1 billion, up 7.99% from the previous year. The efficiency ratio improved to 52.95% in Q4 2025. Ponce Financial Group Inc.’s total capital to risk-weighted assets ratio was 23.72% at the end of the period. The company paid dividends of USD 0.3 million during the quarter.\n      \n\n\nDisclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Ponce Financial Group Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-024843), on January 27, 2026, and is solely responsible for the information contained therein.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}