C&F Financial Q4 net income rises on loan growth

Reuters

Jan 28

C&F Financial Q4 net income rises on loan growth

Overview

C&F Financial's Q4 net income rose, driven by growth in loans and deposits
Mortgage banking segment loan originations increased 42.6% in Q4 2025
Consumer finance segment faced lower interest income and higher expenses

Outlook

Company did not provide specific financial guidance for future periods

Result Drivers

LOAN AND DEPOSIT GROWTH - Community banking segment's growth in loans and deposits drove higher interest income
MORTGAGE ORIGINATIONS - Mortgage banking segment's loan originations rose 42.6% in Q4 2025, boosting gains on sales and fee income
CONSUMER FINANCE CHALLENGES - Lower interest income and higher expenses in consumer finance segment offset by reduced credit loss provisions

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 Net Income		$6.72 mln
Q4 Basic EPS		$2.07
Q4 Dividend		$0.46

Press Release: ID:nGNX24NQ18

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"CFFI","symbol_name":"C&F金融","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260127:nL1N3YS12M:1","article_id":"2606732874","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2606732874","pubTimestamp":1769539203,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"C&F Financial Q4 net income rises on loan growthOverviewC&F Financial's Q4 net income rose, driven by growth in loans and depositsMortgage banking segment loan originations increased 42.6% in Q4 2025C","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"CFFI":"C&F金融","BK4211":"区域性银行"},"translate_title":"C&F Financial第四季度净利润因贷款增长而增长","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"CFFI":0.9},"content_text":"C&F Financial Q4 net income rises on loan growthOverviewC&F Financial's Q4 net income rose, driven by growth in loans and depositsMortgage banking segment loan originations increased 42.6% in Q4 2025Consumer finance segment faced lower interest income and higher expensesOutlookCompany did not provide specific financial guidance for future periodsResult DriversLOAN AND DEPOSIT GROWTH - Community banking segment's growth in loans and deposits drove higher interest incomeMORTGAGE ORIGINATIONS - Mortgage banking segment's loan originations rose 42.6% in Q4 2025, boosting gains on sales and fee incomeCONSUMER FINANCE CHALLENGES - Lower interest income and higher expenses in consumer finance segment offset by reduced credit loss provisionsKey DetailsMetricBeat/MissActualConsensus EstimateQ4 Net Income$6.72 mlnQ4 Basic EPS$2.07Q4 Dividend$0.46Press Release: ID:nGNX24NQ18For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}