ACNB Corporation reported net income of USD 10.8 million, or USD 1.04 diluted earnings per share, for the fourth quarter (Q4) of 2025. Core net income for Q4 2025 was USD 14.0 million. For the full year (FY) 2025, net income totaled USD 37.1 million, or USD 3.60 diluted earnings per share. Core net income for FY 2025 reached USD 52.4 million. The fully taxable equivalent net interest margin for FY 2025 was 4.23%. ACNB’s financial results for the reported periods were influenced by the repositioning of its investment securities portfolio and the acquisition of Traditions Bancorp, Inc., completed on February 1, 2025.
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