Enterprise Financial Services Corp $(EFSC)$ reported net income of USD 54.8 million for the fourth quarter (Q4) of 2025, with diluted earnings per share of USD 1.45 for the period. Net interest income for Q4 reached USD 168.2 million, with a net interest margin of 4.26%. Total loans stood at USD 11.8 billion at the end of the quarter, while total deposits were USD 14.6 billion. Return on average assets for Q4 was 1.27%, and return on average tangible common equity was 14.02%. For the full year (FY) 2025, diluted earnings per share totaled USD 5.31. The tangible book value per common share was USD 41.37 at year-end, an increase of 11% for the year. The Board of Directors approved a quarterly dividend of USD 0.33 per common share, payable on March 31, 2026. As of December 31, 2025, the common equity tier 1 ratio was 11.6%, and the total risk-based capital ratio was 13.9%.

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