Velocity Financial Inc. has announced its preliminary unaudited financial expectations for the fourth quarter and full year of 2025. For the three months ended December 31, 2025, the company expects net income of at least $35 million, reflecting an increase of at least 70% compared to the same period in 2024. GAAP earnings per diluted common share are projected to be at least $0.90, an increase of at least 56% year-over-year. Total loan originations are anticipated to reach approximately $635 million for the quarter, up at least 13%. For the full year 2025, stockholders' equity is expected to be at least $675 million, representing an increase of at least 30%, with GAAP stockholders' equity per diluted common share of at least $17.15, up from $14.26 at the end of 2024. The company highlighted record originations and earnings as key achievements for 2025.
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