Mechanics Bancorp reported fourth quarter (Q4) 2025 net income of USD 124.3 million, or USD 0.54 per diluted share. For the full year (FY) 2025, net income was USD 265.7 million, or USD 1.22 per diluted share. As of December 31, 2025, total assets stood at USD 22.4 billion. The Common Equity Tier 1 (CET1) ratio was 14.07 percent at year-end. Book value per share was USD 12.93 and tangible book value per share was USD 7.81 as of December 31, 2025. Mechanics Bancorp operated 166 branches across California, Oregon, Washington, and Hawaii at the end of the reporting period.
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