Overview
U.S. bank's Q4 net income rose 7.4% yr/yr
Company announced $300 mln share repurchase program
Average loans and deposits increased yr/yr
Outlook
Cullen/Frost authorizes $300 mln stock repurchase program for 2026
Company continues executing strategic growth initiatives entering 2026
Cullen/Frost focuses on organic growth strategy to fuel future expansion
Result Drivers
NET INTEREST INCOME - Increased by 8.6% in Q4 2025, driven by higher average loan balances and improved net interest margin
ORGANIC GROWTH - Opened 10 new financial centers in 2025, contributing to growth in loans and deposits
NON-INTEREST INCOME - Increased due to higher service charges and investment management fees
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 EPS | $2.56 | ||
Q4 Net Income | $166.25 mln | ||
Q4 Net Interest Income | $448.71 mln | ||
Q4 Basic EPS | $2.56 | ||
Q4 Pretax Profit | $197.98 mln |
Analyst Coverage
The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 6 "strong buy" or "buy", 6 "hold" and 3 "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for Cullen/Frost Bankers Inc is $140.00, about 3.6% above its January 28 closing price of $135.19
The stock recently traded at 14 times the next 12-month earnings vs. a P/E of 13 three months ago
Press Release: ID:nPn4MLpcka
For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.
(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)