OceanFirst Financial Q4 Net Interest Income Rises 5% to USD 95 Million

Reuters

Jan 30

OceanFirst Financial Q4 Net Interest Income Rises 5% to USD 95 Million

OceanFirst Financial Corporation $(OCFC)$ reported its financial results for the fourth quarter (Q4) of 2025. The company posted net income of USD 23.5 million for the period. Diluted earnings per share $(EPS)$ was USD 0.41. Net interest income totaled USD 95 million, reflecting a 5% increase from the previous quarter. The core return on average assets (ROAA) stood at 0.65%, while the core return on tangible common equity (ROTCE) was 8.21%. The net interest margin was 2.86%. The company’s Common Equity Tier 1 (CET1) ratio was 10.7% as of the end of Q4 2025. Total assets reached USD 14.6 billion. The efficiency ratio for the quarter was 68.2%. Total loans increased by an annualized 18% during Q4 2025, with robust loan originations at USD 1 billion for the quarter.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. OceanFirst Financial Corporation published the original content used to generate this news brief on January 29, 2026, and is solely responsible for the information contained therein.

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The company posted net income of USD 23.5 million for the period. Diluted earnings per share <a href=\"https://laohu8.com/S/EPS\">$(EPS)$</a> was USD 0.41. Net interest income totaled USD 95 million, reflecting a 5% increase from the previous quarter. The core return on average assets (ROAA) stood at 0.65%, while the core return on tangible common equity (ROTCE) was 8.21%. The net interest margin was 2.86%. The company’s Common Equity Tier 1 (CET1) ratio was 10.7% as of the end of Q4 2025. Total assets reached USD 14.6 billion. The efficiency ratio for the quarter was 68.2%. Total loans increased by an annualized 18% during Q4 2025, with robust loan originations at USD 1 billion for the quarter.\n      </p>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n<i>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. 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The company posted net income of USD 23.5 million for the period. Diluted earnings per share <a href=\"https://laohu8.com/S/EPS\">$(EPS)$</a> was USD 0.41. Net interest income totaled USD 95 million, reflecting a 5% increase from the previous quarter. The core return on average assets (ROAA) stood at 0.65%, while the core return on tangible common equity (ROTCE) was 8.21%. The net interest margin was 2.86%. The company’s Common Equity Tier 1 (CET1) ratio was 10.7% as of the end of Q4 2025. Total assets reached USD 14.6 billion. The efficiency ratio for the quarter was 68.2%. Total loans increased by an annualized 18% during Q4 2025, with robust loan originations at USD 1 billion for the quarter.\n      </p>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n<i>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. OceanFirst Financial Corporation published the original content used to generate this news brief on January 29, 2026, and is solely responsible for the information contained therein.</span></i>\n</p>\n</div></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"OCFC","symbol_name":"OceanFirst Financial Corp","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260129:nNDL9ZX7yb:1","article_id":"2607051153","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2607051153","pubTimestamp":1769722394,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"OceanFirst Financial Corporation  reported its financial results for the fourth quarter  of 2025. 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OceanFirst Financial Corporation published the original content used to generate this news brief on January 29, 2026, and is solely responsible for the information contained therein.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}