RCB Corporation FY25 efficiency ratio rises to 31.4 percent, up 4.9 points

Reuters
Jan 30
RCB Corporation FY25 efficiency ratio rises to 31.4 percent, up 4.9 points

RCB Corporation reported a net income of USD 68.4 million for the full year 2025. Earnings per diluted share for the year were USD 4.69. For the fourth quarter (Q4) of 2025, net income was USD 21.0 million with diluted earnings per share of USD 1.45. Return on average assets for the year ended December 31, 2025 was 1.25 percent, while return on average equity was 13.31 percent. The net interest margin for the period was 2.62 percent. The book value per share as of December 31, 2025 was USD 38.43. As of the same date, the number of common shares was 14.3 million. Total assets included cash and due from financial institutions of USD 477.5 million and investment securities of USD 690.5 million. Commercial real estate loans—owner occupied—stood at USD 161.5 million.

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