Overview
U.S. financial holding firm's Q4 EPS rose 11% yr/yr
Net interest income declined compared to Q4 2024
Company completed $150 mln share repurchases in Q4
Outlook
Company initiates 2026 EPS guidance at $5.90, targeting $1.75 in 4Q 2026
Company maintains preliminary 2027 EPS outlook at $8.25
Company plans $200 mln share repurchases in 2026 under existing program
Result Drivers
FINTECH FEE GROWTH - Fintech fees increased 48% to $4.5 mln, contributing significantly to revenue
SHARE REPURCHASES - Co completed $150 mln in share repurchases, enhancing EPS
NIM COMPRESSION - Net interest margin decreased to 4.30% due to higher debt costs and shift to fintech loans
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 EPS | $1.28 | ||
Q4 Net Income | $56.29 mln | ||
Q4 Net Interest Income | $92.08 mln | ||
Q4 Provision For Credit losses | $858,000 |
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for Bancorp Inc is $76.00, about 13.2% above its January 28 closing price of $67.14
The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 12 three months ago
Press Release: ID:nBw8r2jfSa
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)