LCNB Q4 income falls

Reuters

Jan 30

LCNB Q4 income falls

Overview

Ohio financial firm's Q4 net income fell yr/yr; full-year net income rose significantly
Tangible book value per share increased 13.6% yr/yr to $12.45

Outlook

LCNB focuses on disciplined growth and stable asset quality for 2026

Result Drivers

TANGIBLE BOOK VALUE - Increased 13.6% yr/yr due to strong earnings growth and improved unrealized losses on investment portfolio
WEALTH MANAGEMENT GROWTH - Assets increased 12.9% yr/yr, driving record fiduciary income

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 EPS		$0.40
Q4 Net Income		$5.66 mln
Q4 Net Interest Income		$18.26 mln
Q4 Pretax Profit		$6.96 mln

Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is no "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for LCNB Corp is $16.75, about 0.5% below its January 28 closing price of $16.84
The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nBw5ssC4Ra

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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One of the best stock trading platforms in Singapore.","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.be62fbe1.png","ogUrl":"https://www.itiger.com/news/2607513950"},"companyName":"Tiger Brokers"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"isCrawlerRequest":true,"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"2607513950\",edition:\"fundamental\",auth_exemption:1,,,undefined,":{"share":"https://ttm.financial/m/news/2607513950?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2026-01-30 05:25","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2607513950","market":"fut","top_or_hot":-1,"title":"LCNB Q4 income falls","media":"Reuters","content":"<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title>LCNB Q4 income falls</title></head><body><p><span>Overview</span></p><ul><li><p>Ohio financial firm's Q4 net income fell yr/yr; full-year net income rose significantly</p></li><li><p>Tangible book value per share increased 13.6% yr/yr to $12.45</p></li></ul><p><span>Outlook</span></p><ul><li><p>LCNB focuses on disciplined growth and stable asset quality for 2026</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>TANGIBLE BOOK VALUE - Increased 13.6% yr/yr due to strong earnings growth and improved unrealized losses on investment portfolio</p></li><li><p>WEALTH MANAGEMENT GROWTH - Assets increased 12.9% yr/yr, driving record fiduciary income</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q4 EPS</p></td><td></td><td><p>$0.40</p></td><td></td></tr><tr><td><p>Q4 Net Income</p></td><td></td><td><p>$5.66 mln</p></td><td></td></tr><tr><td><p>Q4 Net Interest Income</p></td><td></td><td><p>$18.26 mln</p></td><td></td></tr><tr><td><p>Q4 Pretax Profit</p></td><td></td><td><p>$6.96 mln</p></td><td></td></tr></tbody></table><p><span>Analyst Coverage</span></p><ul><li><p>The current average analyst rating on the shares is \"hold\" and the breakdown of recommendations is no \"strong buy\" or \"buy\", 2 \"hold\" and no \"sell\" or \"strong sell\"</p></li><li><p>The average consensus recommendation for the banks peer group is \"buy.\"</p></li><li><p>Wall Street's median 12-month price target for LCNB Corp is $16.75, about 0.5% below its January 28 closing price of $16.84</p></li><li><p>The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 9 three months ago</p></li></ul><p>Press Release: <span>ID:nBw5ssC4Ra</span></p><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. 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full-year net income rose significantly</p></li><li><p>Tangible book value per share increased 13.6% yr/yr to $12.45</p></li></ul><p><span>Outlook</span></p><ul><li><p>LCNB focuses on disciplined growth and stable asset quality for 2026</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>TANGIBLE BOOK VALUE - Increased 13.6% yr/yr due to strong earnings growth and improved unrealized losses on investment portfolio</p></li><li><p>WEALTH MANAGEMENT GROWTH - Assets increased 12.9% yr/yr, driving record fiduciary income</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q4 EPS</p></td><td></td><td><p>$0.40</p></td><td></td></tr><tr><td><p>Q4 Net Income</p></td><td></td><td><p>$5.66 mln</p></td><td></td></tr><tr><td><p>Q4 Net Interest Income</p></td><td></td><td><p>$18.26 mln</p></td><td></td></tr><tr><td><p>Q4 Pretax Profit</p></td><td></td><td><p>$6.96 mln</p></td><td></td></tr></tbody></table><p><span>Analyst Coverage</span></p><ul><li><p>The current average analyst rating on the shares is \"hold\" and the breakdown of recommendations is no \"strong buy\" or \"buy\", 2 \"hold\" and no \"sell\" or \"strong sell\"</p></li><li><p>The average consensus recommendation for the banks peer group is \"buy.\"</p></li><li><p>Wall Street's median 12-month price target for LCNB Corp is $16.75, about 0.5% below its January 28 closing price of $16.84</p></li><li><p>The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 9 three months ago</p></li></ul><p>Press Release: <span>ID:nBw5ssC4Ra</span></p><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LCNB","symbol_name":"LCNB Corporation","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260129:nL1N3YU1K8:1","article_id":"2607513950","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2607513950","pubTimestamp":1769721929,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"LCNB Q4 income fallsOverviewOhio financial firm's Q4 net income fell yr/yr; full-year net income rose significantlyTangible book value per share increased 13.6% yr/yr to $12.45OutlookLCNB focuses on d","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"LCNB":"LCNB Corporation","BK4211":"区域性银行"},"translate_title":"LCNB第四季度收入下降","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"LCNB":0.9},"content_text":"LCNB Q4 income fallsOverviewOhio financial firm's Q4 net income fell yr/yr; full-year net income rose significantlyTangible book value per share increased 13.6% yr/yr to $12.45OutlookLCNB focuses on disciplined growth and stable asset quality for 2026Result DriversTANGIBLE BOOK VALUE - Increased 13.6% yr/yr due to strong earnings growth and improved unrealized losses on investment portfolioWEALTH MANAGEMENT GROWTH - Assets increased 12.9% yr/yr, driving record fiduciary incomeKey DetailsMetricBeat/MissActualConsensus EstimateQ4 EPS$0.40Q4 Net Income$5.66 mlnQ4 Net Interest Income$18.26 mlnQ4 Pretax Profit$6.96 mlnAnalyst CoverageThe current average analyst rating on the shares is \"hold\" and the breakdown of recommendations is no \"strong buy\" or \"buy\", 2 \"hold\" and no \"sell\" or \"strong sell\"The average consensus recommendation for the banks peer group is \"buy.\"Wall Street's median 12-month price target for LCNB Corp is $16.75, about 0.5% below its January 28 closing price of $16.84The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 9 three months agoPress Release: ID:nBw5ssC4RaFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}