OptimumBank Holdings Inc. reported net earnings of USD 4.85 million for the fourth quarter (Q4) of 2025, with basic earnings per share at USD 0.42 and diluted earnings per share at USD 0.21. For the third quarter (Q3) of 2025, net earnings were USD 4.32 million, with basic earnings per share at USD 0.37 and diluted earnings per share at USD 0.18. For the comparable period in 2024, net earnings were USD 3.95 million, with basic earnings per share at USD 0.38 and diluted earnings per share at USD 0.18. For the full year (FY) ended December 31, 2025, net earnings reached USD 16.64 million, with basic earnings per share at USD 1.42 and diluted earnings per share at USD 0.71. In Q4 2025, interest income from loans was reported at USD 15.44 million, interest income from debt securities at USD 0.16 million, and other interest income at USD 1.84 million. Income taxes for the quarter totaled USD 1.60 million. OptimumBank Holdings Inc. continues to focus on its core banking operations, with its wholly owned subsidiary OptimumBank operating as a Florida-chartered commercial bank. The company maintains its commitment to financial performance and regulatory compliance.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. OptimumBank Holdings Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9646887-en) on February 02, 2026, and is solely responsible for the information contained therein.