Mortgage lender InsCorp's Q4 EPS hit by fraud loss

Reuters

Feb 03

Mortgage lender InsCorp's Q4 EPS hit by fraud loss

Overview

Tennessee bank's Q4 EPS impacted by fraud loss, previously disclosed and charged off
Company reports strong loan and deposit growth in Murfreesboro market
Company announces quarterly dividend increase, adding healthcare veteran to board

Outlook

Company expects margin pressure in 1Q26 due to recent Fed Funds rate reductions
InsCorp anticipates strong loan growth in 2026, driven by Nashville market dislocations
Company sees $50 mln of approved loans funding in 1Q26

Result Drivers

FRAUD IMPACT - EPS in 4Q25 was negatively affected by a $4.9 mln pretax loss due to fraud, which was fully charged off in the quarter
MURFREESBORO EXPANSION - Loan and deposit growth in Murfreesboro gained momentum, with balances increasing significantly by year-end
OVERHEAD COSTS - Increased overhead expenses due to infrastructure investments and Murfreesboro expansion affected net income

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 Net Interest Income		$7.40 mln

Press Release: ID:nPnc9RPXSa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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For any other questions or feedback, contact reuters.support@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. 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For any other questions or feedback, contact reuters.support@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"IBTN","symbol_name":"InsCorp, Inc.","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260202:nL1N3YY0RQ:1","article_id":"2608041893","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2608041893","pubTimestamp":1770048746,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Mortgage lender InsCorp's Q4 EPS hit by fraud lossOverviewTennessee bank's Q4 EPS impacted by fraud loss, previously disclosed and charged offCompany reports strong loan and deposit growth in Murfrees","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"IBTN":"InsCorp, Inc.","BK4211":"区域性银行"},"translate_title":"抵押贷款机构InsCorp第四季度每股收益因欺诈损失而受到打击","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"IBTN":0.9},"content_text":"Mortgage lender InsCorp's Q4 EPS hit by fraud lossOverviewTennessee bank's Q4 EPS impacted by fraud loss, previously disclosed and charged offCompany reports strong loan and deposit growth in Murfreesboro marketCompany announces quarterly dividend increase, adding healthcare veteran to boardOutlookCompany expects margin pressure in 1Q26 due to recent Fed Funds rate reductionsInsCorp anticipates strong loan growth in 2026, driven by Nashville market dislocationsCompany sees $50 mln of approved loans funding in 1Q26Result DriversFRAUD IMPACT - EPS in 4Q25 was negatively affected by a $4.9 mln pretax loss due to fraud, which was fully charged off in the quarterMURFREESBORO EXPANSION - Loan and deposit growth in Murfreesboro gained momentum, with balances increasing significantly by year-endOVERHEAD COSTS - Increased overhead expenses due to infrastructure investments and Murfreesboro expansion affected net incomeKey DetailsMetricBeat/MissActualConsensus EstimateQ4 Net Interest Income$7.40 mlnPress Release: ID:nPnc9RPXSaFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"dataReport,express","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}