Press Release: YSX Tech Co., Ltd Announces Unaudited Financial Results for the Six Months Ended September 30, 2025

Dow Jones
Feb 03

GUANGZHOU, China, Feb. 03, 2026 (GLOBE NEWSWIRE) -- YSX TECH. CO., LTD (NASDAQ: "YSXT") (the "Company"), a Cayman Islands exempted company that, through its variable interest entities in China, provides comprehensive business solutions mainly for insurance companies and brokerages in China, today announced its unaudited financial results for the six months ended September 30, 2025.

Financial Highlights for the Six Months Ended September 30, 2025

   -- Total revenue increased by 20.2% to approximately $41.0 million, compared 
      to approximately $34.1 million for the same period in the prior year. 
 
   -- Gross profit increased by 10.6% to approximately $4.0 million, compared 
      to approximately $3.6 million for the same period in the prior year. 
 
   -- Net income increased by 39.0% to approximately $2.7 million, compared to 
      approximately $1.9 million for the same period in the prior year. 
 
   -- Total volume for auto insurance aftermarket value-added services 
      increased by 42.8% to approximately 3.0 million service calls for the 
      same period in the prior year. 
 
                         2025                  2024            Variance 
                   ----------------      ----------------      -------- 
In USD million 
except 
percentages, 
differences due              % of                  % of 
to rounding.       Amount   revenue      Amount   revenue         % 
                   ------   -------      ------   ------- 
  Total Revenue    $ 41.0     100.0%     $ 34.1     100.0%         20.2% 
  Cost of 
   revenues         (37.0)    (90.3)%     (30.5)    (89.4)%        21.4% 
                    -----   -------       -----   -------      -------- 
  Gross profit        4.0       9.7%        3.6      10.6%         10.6% 
                    -----   -------       -----   -------      -------- 
      Total 
       operating 
       expenses       1.1       2.6%        1.2       3.6%        (14.2)% 
                    -----   -------       -----   -------      -------- 
  Income from 
   operations         2.9       7.9%        2.4       6.9%         23.7% 
                    -----   -------       -----   -------      -------- 
  Net income       $  2.7       6.5%        1.9       5.7%         39.0% 
                    =====   =======       =====   =======      ======== 
 
 

"We are pleased to report our growth in both revenue and net income for the six months ended September 30, 2025," said Mr. Jie Xiao, the CEO of the Company. "Our strategic focus on deepening relationships with insurance brokerages has yielded positive results, driving a 42.8% increase in service volume in our core auto insurance aftermarket business. Despite a shift in the service mix that slightly impacted gross margins, our ability to control administrative costs and streamline operations allowed us to deliver a 39% increase in net income."

"We believe that the results demonstrate the scalability of our platform and the strength of our insurer and brokerage partnerships. New contract acquisitions and greater utilization of value-added services, including, inspections, risk screening, rescue and maintenance services also facilitated our growth during the reporting period.

"Looking ahead, the Company is focused on converting recent strategic initiatives into revenue and margin gains. New commercial collaborations, including the strategic alliance aimed at enhancing auto insurance and supply chain finance capabilities with Huijian Information Technology Co., Ltd., as well as our previously announced partnership with a car distributor targeted at building a technology-oriented physical automotive service platform, are expected to expand our market presence, broaden insurance and financing solutions, and generate additional cross--selling opportunities for both the Company and our partners," Mr. Xiao added.

Financial Results for the Six Months Ended September 30, 2025

Revenue

Total revenue was approximately $41.0 million, representing an increase of approximately $6.9 million, or 20.2%, from approximately $34.1 million in the same period in the prior year. This growth was primarily driven by the Company's core auto insurance aftermarket value-added services segment.

   -- Auto Insurance Aftermarket Value-Added ServicesRevenue increased by 39.5% 
      to approximately $39.4 million, accounting for 96.0% of the Company's 
      total revenue. The increase was fueled by growth in service volume by 
      approximately 899,096 service calls, or 42.8%, from about 2.1 million 
      calls in the six months ended September 30, 2024 to about 3.0 million 
      calls in the six months ended September 30, 2025. In particular, revenue 
      from vehicle driving risk screening services increased by 40.7% to 
      approximately $35.7 million, and revenue from vehicle maintenance and 
      other value-added services increased by 61.1% to approximately $1.4 
      million. 
   -- Other Scenario-Based Customized ServicesRevenue decreased by 71.3% to 
      approximately $1.6 million in the six months ended September 30, 2025, 
      primarily due to a reduction in the number of customers of the services 
      from 17 customers in the six months ended September 30, 2024 to five 
      customers in the six months ended September 30, 2025. 
   -- Software Development and Information Technology ServicesRevenue decreased 
      by 86.6% to approximately $400,000 from approximately $0.3 million, 
      reflecting decreases in both customer count and average service price. 

Cost of Revenue

Total cost of revenue for the six months ended September 30, 2025 increased by 21.4% from approximately $30.5 million in the same period of the prior year to approximately $37.0 million. This increase was primarily driven by higher subcontractor costs.

Gross Profit and Margin

Gross profit increased by 10.6% to approximately $4.0 million. Gross margin was 9.7% in the six months ended September 30, 2025, compared to 10.6% in the same period in the prior year. The decrease in margin was attributable to a change in service mix, as the Company performed a higher volume of value-added services which carry higher associated costs compared to other service lines.

Operating Expenses

Total operating expenses decreased by 14.2% to approximately $1.1 million in the six months ended September 30, 2025 compared to the same period of the prior year.

   -- Selling expenses decreased by 11.8% to approximately $600,000, primarily 
      due to lower salary and benefit expenses. 
 
   -- General and administrative expenses decreased by 16.4% to approximately 
      $0.9 million. This reduction was largely driven by a 35.5% decrease in 
      professional and consulting fees following the completion of the 
      Company's initial public offering, partially offset by increased office 
      and salary expenses related to the Company's business expansion. 
 
   -- Research and development expenses increased by 5.0% to approximately 
      $0.12 million, reflecting the Company's continued investment in software 
      optimization. 

Net Income

As a result of the foregoing, net income was approximately $2.7 million in the six months ended September 30, 2025, representing an increase of approximately $0.8 million, or 39.0%, from approximately $1.9 million in the same period in the prior year. This increase was primarily driven by the total revenue growth combined with decreased operating expenses for the six months ended September 30, 2025.

Liquidity

As of September 30, 2025, the Company had cash and cash equivalents of approximately $0.3 million and working capital of approximately $32.4 million. The Company believes its current cash position and cash flows from operations will be sufficient to meet working capital needs for the next 12 months.

About YSX TECH. CO., LTD

YSX TECH. CO., LTD is a Cayman Islands exempted company that, through its variable interest entities in China, provides comprehensive business solutions mainly for insurance companies and brokerages in China. The Company possesses in-depth knowledge of the Chinese insurance industry accumulated from years of servicing customers, and specializes in auto insurance aftermarket value-added services, software development and information technology services, as well as other scenario-based customized services, such as products and customer development services. For more information please visit: https://ir.ysxtechcay.com and https://www.ysxnet.com.

Forward-Looking Statement

This press release contains forward-looking statements. Forward-looking statements include statements concerning plans, objectives, goals, strategies, future events or performance, and underlying assumptions and other statements that are other than statements of historical facts. When the Company uses words such as "may," "will," "intend," "should," "believe," "expect," "anticipate," "project," "estimate," or similar expressions that do not relate solely to historical matters, it is making forward-looking statements. Forward-looking statements are not guarantees of future performance and involve risks and uncertainties that may cause the actual results to differ materially from the Company's expectations discussed in the forward-looking statements. These statements are subject to uncertainties and risks including, but not limited to, the uncertainties related to market conditions and other factors discussed in the Company's filings with the United States Securities and Exchange Commission, which are available for review at www.sec.gov. For these reasons, among others, investors are cautioned not to place undue reliance upon any forward-looking statements in this press release. The Company undertakes no obligation to publicly revise these forward-looking statements to reflect events or circumstances that arise after the date hereof.

For more information, please contact:

YSX Tech. Co., Ltd

marketing@ysxnet.com

+86 (20) 2984 2002

Investor Relations

WFS Investor Relations Inc.

Email: services@wealthfsllc.com

Phone: +1 628 283 9214

 
               YSX TECH. CO., LTD AND ITS SUBSIDIARIES 
                      CONSOLIDATED BALANCE SHEETS 
 
                                                    As of 
                                       ------------------------------- 
                                        September 30,     March 31, 
                                             2025            2025 
                                       ---------------  -------------- 
                                         (Unaudited) 
               ASSETS 
Current Assets 
  Cash                                  $     319,103   $ 7,105,085 
  Accounts receivable, net of credit 
   loss of $861,117 and $653,470, 
   respectively                            26,060,151    17,606,279 
  Accounts receivable, net, related 
   parties                                  9,517,048     5,381,535 
  Advances to vendors                       9,007,720     9,400,197 
  Due from related parties                    717,836       198,611 
  Other current assets                      1,379,450       929,680 
                                           ----------    ---------- 
Total current assets                       47,001,308    40,621,387 
                                           ----------    ---------- 
 
  Property and equipment, net                 165,415       194,878 
  Right-of-use operating lease assets         392,163       144,535 
  Deferred tax assets                         235,086       140,377 
                                           ----------    ---------- 
Total non-current assets                      792,664       479,790 
                                           ----------    ---------- 
 
TOTAL ASSETS                               47,793,972    41,101,177 
                                           ==========    ========== 
 
LIABILITIES AND SHAREHOLDERS' EQUITY 
 
Current liabilities 
  Short-term bank loans                     4,743,644     4,131,354 
  Current portion of long-term loans           98,328       578,775 
  Accounts payable                          3,669,874     2,258,129 
  Deferred revenue                              1,523         1,007 
  Taxes payable                             3,947,648     3,274,881 
  Due to related parties                      173,712       141,235 
  Operating lease liabilities, 
   current                                    134,994        93,719 
  Accrued expense and other current 
   liabilities                              1,795,567     1,651,681 
                                           ----------    ---------- 
Total current liabilities                  14,565,290    12,130,781 
                                           ----------    ---------- 
 
Operating lease liabilities, 
 non-current                                  285,360        66,926 
Long-term loans                             2,107,038     1,281,574 
                                           ----------    ---------- 
Total non-current liabilities               2,392,398     1,348,500 
 
Total liabilities                          16,957,688    13,479,281 
                                           ----------    ---------- 
 
Commitments and contingencies 
 
Shareholders' equity 
  Ordinary shares, $0.0001 par 
  value, 500,000,000 shares 
  authorized, 23,437,500 shares 
  issued and outstanding, 
  including: 
  Class A ordinary shares, $0.0001 
   par value, 470,000,000 shares 
   authorized, 22,260,175 shares 
   issued and outstanding                       2,226         2,226 
  Class B ordinary shares, $0.0001 
   par value, 30,000,000 shares 
   authorized, 1,177,325 shares 
   issued and outstanding                         118           118 
  Additional paid-in capital               10,420,096    10,420,096 
  Statutory reserve                         1,145,692       908,214 
  Retained earnings                        20,017,480    17,575,571 
  Accumulated other comprehensive 
   loss                                      (749,328)   (1,284,329) 
                                           ----------    ---------- 
  Total shareholders' equity               30,836,284    27,621,896 
                                           ----------    ---------- 
 
TOTAL LIABILITIES AND SHAREHOLDERS' 
 EQUITY                                 $  47,793,972   $41,101,177 
                                           ==========    ========== 
 
 
              YSX TECH. CO., LTD AND ITS SUBSIDIARIES 
        UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF INCOME 
                      AND COMPREHENSIVE INCOME 
 
                                          For the six months ended 
                                                September 30, 
                                        ---------------------------- 
                                            2025           2024 
                                        ------------  -------------- 
Revenue 
  Revenue                               $29,263,334   $24,747,746 
  Revenue, related parties               11,728,470     9,346,622 
                                         ----------    ---------- 
  Total revenue                          40,991,804    34,094,368 
  Cost of revenue                        37,010,330    30,493,854 
  Gross profit                            3,981,474     3,600,514 
                                         ----------    ---------- 
 
Operating expenses: 
Selling and marketing                        58,604        66,471 
General and administrative                  889,714     1,064,198 
Research and development                    119,339       113,652 
                                         ----------    ---------- 
Total operating expenses                  1,067,657     1,244,321 
                                         ----------    ---------- 
 
Income from operations                    2,913,817     2,356,193 
                                         ----------    ---------- 
 
Other income (expenses) 
Interest expense                           (114,206)      (62,438) 
Interest income                                 195           654 
Investment income                                --        20,282 
Other income                                452,162        64,598 
Other non-operating expenses                (66,239)      (17,393) 
                                         ----------    ---------- 
Total other income (expenses), net          271,912         5,703 
                                         ----------    ---------- 
 
Income before income tax provisions       3,185,729     2,361,896 
                                         ----------    ---------- 
 
Provision for income taxes                  506,342       434,701 
                                         ----------    ---------- 
 
Net income                                2,679,387     1,927,195 
 
Other comprehensive income 
Foreign currency translation 
 adjustment                                 535,001       603,745 
                                         ----------    ---------- 
Comprehensive income                    $ 3,214,388   $ 2,530,940 
                                         ==========    ========== 
 
  Earnings per share- basic and 
   diluted                              $      0.11   $      0.09 
                                         ==========    ========== 
 
  Weighted average number of ordinary 
   shares- basic and diluted             23,437,500    22,000,000 
                                         ==========    ========== 
 

(END) Dow Jones Newswires

February 03, 2026 08:00 ET (13:00 GMT)

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