流程优化与风险防控协同发力 个人消费贷贴息政策加快落地

经济日报
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财政部等三部门近日发布通知,优化实施个人消费贷款财政贴息政策。各家银行积极响应,详细解读政策优化要点。具体包括:延长政策期限,将个人消费贷款财政贴息政策实施期限延长至2026年12月31日;扩大支持范围,将信用卡账单分期业务纳入支持范围;拓展贴息领域,取消单笔5万元及以上消费领域限制;提高贴息标准,取消单笔消费贴息金额上限500元的要求,取消每名借款人在一家经办机构可享受5万元以下累计消费贴息上限...

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