港股异动 | 内险股集体上扬 25年我国保险业保费收入同比增超7% 机构预计险资将积极参与战略投资

智通财经
Feb 03

智通财经APP获悉,内险股集体上扬,截至发稿,中国太平(00966)涨4.38%,报25.76港元;中国人寿(02628)涨3.22%,报34.58港元;中国平安(02318)涨2.45%,报72.45港元;中国太保(02601)涨2.14%,报39.18港元。

消息面上,据国家金融监管总局最新披露数据显示,2025年保险业原保险保费收入约6.12万亿元,同比增长7.43%。其中,财产险原保险保费收入约1.47万亿元,人身险原保险保费收入约为4.65万亿元。截至2025年末,保险业总资产约41.32万亿元,较2024年末增长15.06%。

中信证券认为,证监会拟扩大战略投资者类型,险资作为耐心资本主力,将成为重大受益者,并实现资本市场、上市公司、投资者多方共赢,预计险资将积极参与战略投资,在权益法下新增一个较大品类的稳定收益资产。该行维持保险板块处于重大机遇期的判断。

东吴证券表示,预计上市险企2026年开门红表现亮眼,当前“存款搬家”趋势延续,保险产品预定利率仍高于银行存款,相对吸引力仍然明显,对全年新单保费增长持乐观预期,同时新单中分红险占比预计进一步提升,利好险企负债成本持续改善。

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