(以下内容从开源证券《银行行业深度报告:2026年净息差展望:筑底企稳》研报附件原文摘录)理论估算1.4%净息差支撑6%左右的RWA增速据我们测算,银行若保持RWA6%-7%的增速,理论净息差大约在1.44%-1.57%是底线水平,2025Q3商业银行净息差为1.42%,意味着银行资产扩张面临内生资本补充的现实硬约束,“稳息差”仍然是2026年银行核心经营管理诉求之一。2025H1存款定价“反内卷...
Source Link(以下内容从开源证券《银行行业深度报告:2026年净息差展望:筑底企稳》研报附件原文摘录)理论估算1.4%净息差支撑6%左右的RWA增速据我们测算,银行若保持RWA6%-7%的增速,理论净息差大约在1.44%-1.57%是底线水平,2025Q3商业银行净息差为1.42%,意味着银行资产扩张面临内生资本补充的现实硬约束,“稳息差”仍然是2026年银行核心经营管理诉求之一。2025H1存款定价“反内卷...
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