Mortgage insurer MGIC Q4 adjusted EPS misses estimates

Reuters

Feb 03

Mortgage insurer MGIC Q4 adjusted EPS misses estimates

Overview

Mortgage insurer's Q4 net income declined yr/yr, adjusted EPS missed analyst expectations
Company repurchased 6.8 mln shares for $189.1 mln
Company executed $250 mln reinsurance transaction for 2021 NIW

Outlook

MGIC Investment did not provide specific financial guidance for future quarters in press release

Result Drivers

NEW INSURANCE WRITTEN - MGIC reported an increase in new insurance written to $17.1 bln in Q4 2025, up from $16.5 bln in Q3 2025
REINSURANCE TRANSACTIONS - MGIC executed a $250 mln reinsurance transaction for 2021 NIW, enhancing risk management

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 Adjusted EPS	Miss	$0.75	$0.76 (5 Analysts)
Q4 Net Income		$169.30 mln
Q4 Adjusted Operating Income		$168.40 mln
Q4 Dividend		$0.15

Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 1 "strong buy" or "buy", 3 "hold" and 1 "sell" or "strong sell"
The average consensus recommendation for the property & casualty insurance peer group is "buy."
Wall Street's median 12-month price target for MGIC Investment Corp is $28.75, about 6.8% above its January 30 closing price of $26.92
The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nPn7ZdWCHa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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One of the best stock trading platforms in Singapore.","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.be62fbe1.png","ogUrl":"https://www.itiger.com/news/2608890186"},"companyName":"Tiger Brokers"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"isCrawlerRequest":true,"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"2608890186\",edition:\"fundamental\",auth_exemption:1,,,undefined,":{"share":"https://ttm.financial/m/news/2608890186?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2026-02-03 05:14","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2608890186","market":"us","top_or_hot":-1,"title":"Mortgage insurer MGIC Q4 adjusted EPS misses estimates","media":"Reuters","content":"<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title>Mortgage insurer MGIC Q4 adjusted EPS misses estimates</title></head><body><p><span>Overview</span></p><ul><li><p>Mortgage insurer's Q4 net income declined yr/yr, adjusted EPS missed analyst expectations</p></li><li><p>Company repurchased 6.8 mln shares for $189.1 mln</p></li><li><p>Company executed $250 mln reinsurance transaction for 2021 NIW</p></li></ul><p><span>Outlook</span></p><ul><li><p>MGIC Investment did not provide specific financial guidance for future quarters in press release</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>NEW INSURANCE WRITTEN - MGIC reported an increase in new insurance written to $17.1 bln in Q4 2025, up from $16.5 bln in Q3 2025</p></li><li><p>REINSURANCE TRANSACTIONS - MGIC executed a $250 mln reinsurance transaction for 2021 NIW, enhancing risk management</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q4 Adjusted EPS</p></td><td><p>Miss</p></td><td><p>$0.75</p></td><td><p>$0.76 (5 Analysts)</p></td></tr><tr><td><p>Q4 Net Income</p></td><td></td><td><p>$169.30 mln</p></td><td></td></tr><tr><td><p>Q4 Adjusted Operating Income</p></td><td></td><td><p>$168.40 mln</p></td><td></td></tr><tr><td><p>Q4 Dividend</p></td><td></td><td><p>$0.15</p></td><td></td></tr></tbody></table><p><span>Analyst Coverage</span></p><ul><li><p>The current average analyst rating on the shares is \"hold\" and the breakdown of recommendations is 1 \"strong buy\" or \"buy\", 3 \"hold\" and 1 \"sell\" or \"strong sell\"</p></li><li><p>The average consensus recommendation for the property &amp; casualty insurance peer group is \"buy.\"</p></li><li><p>Wall Street's median 12-month price target for <a href=\"https://laohu8.com/S/MTG\">MGIC Investment Corp</a> is $28.75, about 6.8% above its January 30 closing price of $26.92</p></li><li><p>The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 9 three months ago</p></li></ul><p>Press Release: <span>ID:nPn7ZdWCHa</span></p><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Mortgage insurer MGIC Q4 adjusted EPS misses estimates</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; 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casualty insurance peer group is \"buy.\"</p></li><li><p>Wall Street's median 12-month price target for <a href=\"https://laohu8.com/S/MTG\">MGIC Investment Corp</a> is $28.75, about 6.8% above its January 30 closing price of $26.92</p></li><li><p>The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 9 three months ago</p></li></ul><p>Press Release: <span>ID:nPn7ZdWCHa</span></p><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4229","symbol_name":"商业和住宅抵押贷款融资","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260202:nL1N3YY12M:1","article_id":"2608890186","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2608890186","pubTimestamp":1770066851,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Mortgage insurer MGIC Q4 adjusted EPS misses estimatesOverviewMortgage insurer's Q4 net income declined yr/yr, adjusted EPS missed analyst expectationsCompany repurchased 6.8 mln shares for $189.1 mln","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4229":"商业和住宅抵押贷款融资","LU0963586101.USD":"ALLIANZ GLOBAL SMALL CAP EQUITY \"AT\" ACC","LU0054578231.USD":"BGF SYSTEMATIC SUSTAINABLE GLOBAL SMALLCAP \"A2\" (USD) ACC","BK4195":"互助储蓄与抵押信贷金融服务","MTG":"MGIC Investment Corp"},"translate_title":"抵押贷款保险公司MGIC第四季度调整后每股收益未达预期","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"MTG":0.9},"content_text":"Mortgage insurer MGIC Q4 adjusted EPS misses estimatesOverviewMortgage insurer's Q4 net income declined yr/yr, adjusted EPS missed analyst expectationsCompany repurchased 6.8 mln shares for $189.1 mlnCompany executed $250 mln reinsurance transaction for 2021 NIWOutlookMGIC Investment did not provide specific financial guidance for future quarters in press releaseResult DriversNEW INSURANCE WRITTEN - MGIC reported an increase in new insurance written to $17.1 bln in Q4 2025, up from $16.5 bln in Q3 2025REINSURANCE TRANSACTIONS - MGIC executed a $250 mln reinsurance transaction for 2021 NIW, enhancing risk managementKey DetailsMetricBeat/MissActualConsensus EstimateQ4 Adjusted EPSMiss$0.75$0.76 (5 Analysts)Q4 Net Income$169.30 mlnQ4 Adjusted Operating Income$168.40 mlnQ4 Dividend$0.15Analyst CoverageThe current average analyst rating on the shares is \"hold\" and the breakdown of recommendations is 1 \"strong buy\" or \"buy\", 3 \"hold\" and 1 \"sell\" or \"strong sell\"The average consensus recommendation for the property & casualty insurance peer group is \"buy.\"Wall Street's median 12-month price target for MGIC Investment Corp is $28.75, about 6.8% above its January 30 closing price of $26.92The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 9 three months agoPress Release: ID:nPn7ZdWCHaFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"dataReport,express","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}