InsCorp Inc. $(IBTN)$ reported its financial results for the fourth quarter (Q4) and full year (FY) ended December 31, 2025. For FY 2025, earnings per share $(EPS)$ were 1.52, while in Q4 2025, EPS stood at negative 0.57. EPS for both periods were impacted by a one-time pretax loss of 4.95 million due to fraudulent activity by a single borrower, which was fully charged off in Q4 2025. Net income for FY 2025 was 4.38 million, representing a 27.1% decrease. In Q4 2025, net income was 1.99 million, down 40.5%. The company’s tangible book value per share as of December 31, 2025, was 25.87, reflecting a 5.4% increase year over year. Total equity at year-end was 78.02 million, up 4.3%, while total liabilities and equity reached 1.05 billion, an increase of 16.3%. InsCorp Inc. maintained strong capital positions with a tier-1 leverage ratio of 10.66%, a common equity tier-1 capital ratio of 10.97%, and a total risk-based capital ratio of 12.14% at the end of Q4 2025. The company’s tangible common equity ratio was 7.32% as of December 31, 2025. The Board of Directors approved a quarterly dividend of 0.12 per common share, payable on March 6, 2026, to shareholders of record as of February 13, 2026. Additionally, the Board welcomed Nancy Schultz, a healthcare industry veteran with 39 years of consulting experience, as a new member. InsCorp Inc. crossed the 1 billion asset mark during the year. The company emphasized that the fraudulent loan event was unique and not indicative of broader risks in its business lines.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. InsCorp Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: CG76450) on February 02, 2026, and is solely responsible for the information contained therein.