深圳商报·读创客户端首席记者 谢惠茜近日，宁波银行发布公告称，该行调整后的活期定存金产品的定存利率为0%，正式宣告着银行理财产品利率已步入“0时代”。不仅如此，连曾经的“揽储神器”大额存单也纷纷迈入“0字头”——2026年开年，超40家银行发布的首期产品显示，1年期以下利率已普遍跌破1%，3年期多低于2%，5年期近乎绝迹，而百万元起存门槛产品悄然浮现。0%利率定存产品突现据宁波银行发布的公告显示，...
Source Link深圳商报·读创客户端首席记者 谢惠茜近日，宁波银行发布公告称，该行调整后的活期定存金产品的定存利率为0%，正式宣告着银行理财产品利率已步入“0时代”。不仅如此，连曾经的“揽储神器”大额存单也纷纷迈入“0字头”——2026年开年，超40家银行发布的首期产品显示，1年期以下利率已普遍跌破1%，3年期多低于2%，5年期近乎绝迹，而百万元起存门槛产品悄然浮现。0%利率定存产品突现据宁波银行发布的公告显示，...
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