Press Release: Camden Property Trust Announces Fourth Quarter 2025 Operating Results, 2026 Financial Outlook, and First Quarter 2026 Dividend

Dow Jones
Feb 06
HOUSTON--(BUSINESS WIRE)--February 05, 2026-- 

Camden Property Trust $(CPT)$ (the "Company") announced today operating results for the three and twelve months ended December 31, 2025. Net Income Attributable to Common Shareholders ("EPS"), Funds from Operations ("FFO"), Core Funds from Operations ("Core FFO"), and Core Adjusted Funds from Operations ("Core AFFO") for the three and twelve months ended December 31, 2025 are detailed below. A reconciliation of EPS to FFO, Core FFO, and Core AFFO is included in the financial tables accompanying this press release.

 
                 Three Months Ended December     Twelve Months Ended December 
                             31,                             31, 
Per Diluted 
Share                2025            2024            2025            2024 
--------------  --------------  --------------  --------------  -------------- 
EPS(1)              $1.44           $0.37           $3.54           $1.50 
FFO                 $1.73           $1.68           $6.77           $6.70 
Core FFO            $1.76           $1.73           $6.88           $6.85 
Core AFFO           $1.46           $1.46           $5.90           $5.88 
--------------  --------------  --------------  --------------  -------------- 
 
 
                     Three Months Ended     4Q25 Guidance      4Q25 Guidance 
Per Diluted Share     December 31, 2025       Midpoint           Variance 
-------------------  -------------------  -----------------  ----------------- 
EPS(1)                      $1.44               $0.35              $1.09 
FFO                         $1.73               $1.70              $0.03 
Core FFO                    $1.76               $1.73              $0.03 
-------------------  -------------------  -----------------  ----------------- 
(1) For the three and twelve months ended December 31, 2025, EPS included 
approximately $0.12 per share of impairments associated with undeveloped land 
parcels. For the twelve months ended December 31, 2024, EPS included 
approximately $0.37 per share of impairments associated with undeveloped land 
parcels. 
 
 
                      Quarterly Growth  Sequential Growth  Year-To-Date Growth 
Same Property 
Results                4Q25 vs. 4Q24      4Q25 vs. 3Q25       2025 vs. 2024 
--------------------  ----------------  -----------------  ------------------- 
Revenues                    0.5%             (0.8)%               0.8% 
Expenses                    1.5%             (5.1)%               1.7% 
Net Operating Income 
 ("NOI")                    0.0%              1.7%                0.3% 
--------------------  ----------------  -----------------  ------------------- 
 
 
Same Property Results   4Q25   4Q24   3Q25 
----------------------  -----  -----  ----- 
Occupancy               95.2%  95.3%  95.5% 
----------------------  -----  -----  ----- 
 

For 2025, the Company defines same property communities as communities wholly-owned and stabilized since January 1, 2024, excluding communities under redevelopment and properties held for sale. A reconciliation of net income to NOI and same property NOI is included in the financial tables accompanying this press release.

Operating Statistics - Same Property Portfolio

 
New Lease and Renewal Data - Date Effective (1)               4Q25      4Q24 
----------------------------------------------------------  --------  -------- 
Effective New Lease Rates                                    (5.3)%    (4.7)% 
Effective Renewal Rates                                       2.8%      3.3% 
Effective Blended Lease Rates                                (1.6)%    (1.1)% 
----------------------------------------------------------  --------  -------- 
(1) Average change in same property new lease and renewal rates vs. expiring 
lease rates when effective. 
 
 
Occupancy, Bad Debt and Turnover Data   4Q25   4Q24 
--------------------------------------  -----  ----- 
Occupancy                               95.2%  95.3% 
Bad Debt                                0.7%   0.7% 
Annualized Gross Turnover                40%    41% 
Annualized Net Turnover                  30%    31% 
--------------------------------------  -----  ----- 
 

Development Activity

During the quarter, lease-up was completed at Camden Long Meadow Farms in Richmond, TX and leasing continued at Camden Village District in Raleigh, NC.

Development Communities - Construction Completed and Project in Lease-Up ($ in millions)

 
                                        Total   Total         % Leased 
Community Name            Location      Homes    Cost  as of 1/31/2026 
------------------------  ------------  -----  ------  --------------- 
Camden Village District   Raleigh, NC     369  $139.2              60% 
------------------------  ------------  -----  ------  --------------- 
 

Development Communities - Construction Ongoing ($ in millions)

 
                                         Total           Total 
Community Name           Location        Homes  Estimated Cost 
-----------------------  --------------  -----  -------------- 
Camden South Charlotte   Charlotte, NC     420          $157.0 
Camden Blakeney          Charlotte, NC     349           151.0 
Camden Nations           Nashville, TN     393           184.0 
-----------------------  --------------  -----  -------------- 
Total                                    1,162          $492.0 
---------------------------------------  -----  -------------- 
 

Acquisition and Disposition Activity

During the quarter, the Company acquired Camden Lake Buena Vista, a 322-apartment home community located in Orlando, FL for approximately $85.2 million. Also during the quarter, the Company disposed of two operating communities that operated as one dual-phased community in Houston, TX and one operating community in Phoenix, AZ comprising a total of 979 apartment homes for approximately $201.0 million and recognized a gain of approximately $128.0 million.

Subsequent to quarter end, the Company began marketing for sale 11 operating communities in California.

Share Repurchase

During the quarter, Camden repurchased 2,065,276 common shares at an average price of $106.82 per share for a total of $220.6 million. Year to date, Camden repurchased 2,531,018 common shares at an average share price of $106.92 for a total of $270.6 million. Subsequent to quarter end, Camden repurchased 1,096,807 common shares at an average price of $110.03 for a total of $120.7 million.

In February 2026, Camden's Board of Trust Managers authorized a new share repurchase program up to $600.0 million. The Company currently has $600.0 million remaining under this stock repurchase program.

Liquidity Analysis

As of December 31, 2025, Camden had approximately $635.2 million of liquidity comprised of approximately $25.2 million in cash and cash equivalents, and approximately $610.0 million of availability under its unsecured credit facility and commercial paper program. At quarter-end, the Company had approximately $213.8 million left to fund under its existing wholly-owned development pipeline.

Earnings Guidance

Camden provided initial earnings guidance for 2026 based on its current and expected views of the apartment market and general economic conditions, and provided guidance for first quarter 2026 as detailed below. Expected EPS excludes gains, if any, from future real estate transactions.

 
                               1Q26                           2026 
                  ------------------------------  ---------------------------- 
Per Diluted 
Share                   Range         Midpoint         Range         Midpoint 
----------------  -----------------  -----------  ----------------  ---------- 
EPS                 $0.22 - $0.26       $0.24      $0.40 - $0.70      $0.55 
FFO                 $1.61 - $1.65       $1.63      $6.46 - $6.76      $6.61 
Core FFO(1)         $1.64 - $1.68       $1.66      $6.60 - $6.90      $6.75 
----------------  -----------------  -----------  ----------------  ---------- 
(1) The Company's 2026 core FFO guidance excludes approximately $0.14 per 
share of non-core charges for legal costs and settlements and expensed 
transaction pursuit costs. 
 

A reconciliation of 2026 Core FFO per share guidance as compared to 2025 actual results is detailed below.

 
2025 Core FFO per share - actual                         $ 6.880 
  Nonrecurring fee and asset management income           (0.040) 
  Lower same property NOI growth                         (0.045) 
  Higher general overhead and other corporate expenses   (0.045) 
-------------------------------------------------------  ------- 
2026 Core FFO per share - midpoint guidance              $ 6.750 
-------------------------------------------------------  ------- 
 
 
                                            2026 
                                 -------------------------- 
Same Property Growth Guidance         Range        Midpoint 
-------------------------------  ----------------  -------- 
Revenues                          (0.25%) - 1.75%   0.75% 
Expenses                           2.25% - 3.75%    3.00% 
NOI                               (2.50%) - 1.50%  (0.50)% 
-------------------------------   ---------------  -------- 
 

For 2026, the Company defines same property communities as communities owned and stabilized since January 1, 2025, including properties currently being marketed for sale.

Camden intends to update its earnings guidance to the market on a quarterly basis. Additional information on the Company's 2026 financial outlook including key assumptions for same property growth and a reconciliation of expected EPS to expected FFO and expected Core FFO are included in the financial tables accompanying this press release.

Quarterly Dividend Declaration

Camden's Board of Trust Managers declared a first quarter 2026 dividend of $1.06 per common share payable on April 17, 2026 to shareholders of record as of March 31, 2026. In declaring the dividend, the Board of Trust Managers considered a number of factors, including the Company's past performance and future prospects, as described in this press release.

Conference Call

Friday, February 6, 2026 at 10:00 AM CT

Domestic Dial-In Number: (888) 317-6003; International Dial-In Number: (412) 317-6061; Passcode: 7679266

Webcast: https://investors.camdenliving.com

The Company strongly encourages interested parties to join the call via webcast in order to view any associated videos, slide presentations, etc. The dial-in phone line will be reserved for accredited analysts and investors who plan to pose questions to Management during the Q&A session of the call.

Supplemental financial information is available in the Investors section of the Company's website under Earnings Releases or by calling Camden's Investor Relations Department at (713) 354-2787.

Forward-Looking Statements

In addition to historical information, this press release contains forward-looking statements under the federal securities law. These statements are based on current expectations, estimates, and projections about the industry and markets in which Camden operates, management's beliefs, and assumptions made by management. Forward-looking statements are not guarantees of future performance and involve certain risks and uncertainties which are difficult to predict. Factors which may cause the Company's actual results or performance to differ materially from those contemplated by forward-looking statements are described under the heading "Risk Factors" in Camden's Annual Report on Form 10-K and in other filings with the Securities and Exchange Commission (SEC). Forward-looking statements made in today's press release represent management's current opinions at the time of this publication, and the Company assumes no obligation to update or supplement these statements because of subsequent events.

About Camden

Camden Property Trust, an S&P 500 Company, is a real estate company primarily engaged in the ownership, management, development, redevelopment, acquisition, and construction of multifamily apartment communities. Camden owns and operates 172 properties containing 58,759 apartment homes across the United States. Upon completion of 3 properties currently under development, the Company's portfolio will increase to 59,921 apartment homes in 175 properties. Camden has been recognized as one of the 100 Best Companies to Work For$(R)$ by FORTUNE magazine for 18 consecutive years, most recently ranking #18. For additional information, please contact Camden's Investor Relations Department at (713) 354-2787 or access our website at camdenliving.com.

 
CAMDEN 
                                                           OPERATING RESULTS 
                                    (In thousands, except per share amounts) 
 
(Unaudited) 
 
                          Three Months Ended         Twelve Months Ended 
                             December 31,                December 31, 
                      --------------------------  -------------------------- 
                          2025          2024          2025          2024 
                      ------------  ------------  ------------  ------------ 
OPERATING DATA 
-------------------- 
 
Property revenues 
 (a)                      $390,794      $386,319    $1,573,544    $1,543,842 
 
Property expenses 
Property operating 
 and maintenance            90,514        90,571       369,889       365,681 
Real estate taxes           47,408        47,440       196,821       193,124 
                      ------------  ------------  ------------  ------------ 
   Total property 
    expenses               137,922       138,011       566,710       558,805 
                      ------------  ------------  ------------  ------------ 
 
Non-property income 
Fee and asset 
 management                  5,282         1,540        12,967         7,137 
Interest and other 
 income/(loss)                 100          (22)           256         4,420 
Income/(loss) on 
 deferred 
 compensation plans          2,963       (2,511)        19,260        12,629 
                      ------------  ------------  ------------  ------------ 
   Total 
    non-property 
    income/(loss)            8,345         (993)        32,483        24,186 
                      ------------  ------------  ------------  ------------ 
 
Other expenses 
Property management          8,995         9,274        37,452        38,331 
Fee and asset 
 management                    797           659         3,074         2,200 
General and 
 administrative             19,841        18,673        79,344        72,365 
Interest                    34,079        32,565       138,239       129,815 
Depreciation and 
 amortization              150,191       145,474       611,025       582,014 
Expense/(benefit) on 
 deferred 
 compensation plans          2,963       (2,511)        19,260        12,629 
                      ------------  ------------  ------------  ------------ 
   Total other 
    expenses               216,866       204,134       888,394       837,354 
                      ------------  ------------  ------------  ------------ 
 
Impairment 
 associated with 
 land development 
 activities               (12,916)            --      (12,916)      (40,988) 
Loss on early 
 retirement of debt             --            --            --         (921) 
Gain on sale of 
 operating 
 properties                127,972            --       260,910        43,806 
                      ------------  ------------  ------------  ------------ 
Income from 
 continuing 
 operations before 
 income taxes              159,407        43,181       398,917       173,766 
   Income tax 
    expense                (1,449)         (572)       (4,019)       (2,926) 
                      ------------  ------------  ------------  ------------ 
Net income                 157,958        42,609       394,898       170,840 
   Net Income 
    allocated to 
    non-controlling 
    interests              (1,922)       (1,918)      (10,436)       (7,547) 
                      ------------  ------------  ------------  ------------ 
Net income 
 attributable to 
 common 
 shareholders             $156,036       $40,691      $384,462      $163,293 
                      ============  ============  ============  ============ 
 
CONSOLIDATED 
STATEMENTS OF 
COMPREHENSIVE 
INCOME 
-------------------- 
Net income                $157,958       $42,609      $394,898      $170,840 
Other comprehensive 
income 
   Unrealized gain 
    on cash flow 
    hedging 
    activities                  --            --            --            85 
   Unrealized loss 
    and unamortized 
    prior service 
    cost on post 
    retirement 
    obligation               (212)          (18)         (212)          (18) 
   Reclassification 
    of net loss on 
    cash flow 
    hedging 
    activities, 
    prior service 
    cost and net 
    loss on post 
    retirement 
    obligation                 350           351         1,403         2,159 
                      ------------  ------------  ------------  ------------ 
Comprehensive income       158,096        42,942       396,089       173,066 
   Net income 
    allocated to 
    non-controlling 
    interests              (1,922)       (1,918)      (10,436)       (7,547) 
                      ------------  ------------  ------------  ------------ 
Comprehensive income 
 attributable to 
 common 
 shareholders             $156,174       $41,024      $385,653      $165,519 
                      ============  ============  ============  ============ 
 
PER SHARE DATA 
-------------------- 
 
   Total earnings 
    per common share 
    - basic                  $1.44         $0.37         $3.54         $1.50 
   Total earnings 
    per common share 
    - diluted                 1.44          0.37          3.54          1.50 
 
Weighted average 
number of common 
shares outstanding: 
   Basic                   107,821       108,428       108,376       108,491 
   Diluted                 108,617       108,515       108,434       108,539 
 
 
(a)    We elected to combine lease and non-lease components and thus present 
       rental revenue in a single line item in our consolidated statements of 
       income and comprehensive income. For the three months ended December 
       31, 2025, we recognized $390.8 million of property revenue which 
       consisted of approximately $347.7 million of rental revenue and 
       approximately $43.1 million of amounts received under contractual terms 
       for other services considered to be non-lease components within our 
       lease contracts. This compares to property revenue of $386.3 million 
       recognized for the three months ended December 31, 2024, made up of 
       approximately $344.9 million of rental revenue and approximately $41.4 
       million of amounts received under contractual terms for other services 
       considered to be non-lease components within our lease contracts. For 
       the twelve months ended December 31, 2025, we recognized $1,573.5 
       million of property revenue which consisted of approximately $1,399.9 
       million of rental revenue and approximately $173.6 million of amounts 
       received under contractual terms for other services considered to be 
       non-lease components within our lease contracts. This compares to the 
       $1,543.8 million of property revenue recognized for the twelve months 
       ended December 31, 2024, made up of approximately $1,376.0 million of 
       rental revenue and approximately $167.8 million of amounts received 
       under contractual terms for other services considered to be non-lease 
       components within our lease contracts. Revenue related to utility 
       rebilling to residents was $12.1 million and $11.0 million for the 
       three months ended December 31, 2025 and 2024, respectively and was 
       $46.9 million and $42.9 million for the twelve months ended December 
       30, 2025 and 2024, respectively. 
 
Note: Please refer to the following pages for definitions and reconciliations 
of all non-GAAP financial measures presented in this document. 
 
 
CAMDEN 
                                                       FUNDS FROM OPERATIONS 
                  (In thousands, except per share and property data amounts) 
 
(Unaudited) 
 
                          Three Months Ended         Twelve Months Ended 
                             December 31,                December 31, 
                      --------------------------  -------------------------- 
                          2025          2024          2025          2024 
                      ------------  ------------  ------------  ------------ 
FUNDS FROM 
OPERATIONS 
-------------------- 
 
Net income 
 attributable to 
 common 
 shareholders             $156,036       $40,691      $384,462      $163,293 
 Real estate 
  depreciation and 
  amortization             146,599       142,403       597,925       569,998 
 Income allocated to 
  non-controlling 
  interests                  1,922         1,918        10,436         7,547 
 Gain on sale of 
  operating 
  properties             (127,972)            --     (260,910)      (43,806) 
 Impairment 
  associated with 
  land development 
  activities                12,916            --        12,916        40,988 
                      ------------  ------------  ------------  ------------ 
   Funds from 
    operations            $189,501      $185,012      $744,829      $738,020 
                      ------------  ------------  ------------  ------------ 
 
   Less: 
    Casualty-related 
    expenses, net of 
    (recoveries) 
    (a)                         59         3,080       (1,354)         5,849 
   Plus: Severance 
    (b)                         --            --            --           506 
   Plus: Legal costs 
    and settlements 
    (b)                      2,277         1,577         8,611         4,844 
   Plus: Loss on 
    early retirement 
    of debt                     --            --            --           921 
   Plus: Expensed 
    transaction, 
    development, and 
    other pursuit 
    costs (b)                1,131           710         4,789         2,203 
   Plus: Advocacy 
    contributions 
    (c)                         --            --            --         1,653 
   Plus: Other 
    miscellaneous 
    items (a)                  106            --           350            -- 
                      ------------  ------------  ------------  ------------ 
   Core funds from 
    operations            $193,074      $190,379      $757,225      $753,996 
                      ------------  ------------  ------------  ------------ 
 
   Less: Recurring 
    capitalized 
    expenditures 
    (d)                   (32,834)      (29,107)     (108,174)     (106,403) 
 
   Core adjusted 
    funds from 
    operations            $160,240      $161,272      $649,051      $647,593 
                      ============  ============  ============  ============ 
 
PER SHARE DATA 
Funds from 
 operations - 
 diluted                     $1.73         $1.68         $6.77         $6.70 
Core funds from 
 operations - 
 diluted                      1.76          1.73          6.88          6.85 
Core adjusted funds 
 from operations - 
 diluted                      1.46          1.46          5.90          5.88 
Distributions 
 declared per common 
 share                        1.05          1.03          4.20          4.12 
 
Weighted average 
number of common 
shares outstanding: 
FFO/Core FFO/Core 
 AFFO - diluted            109,486       110,109       110,028       110,133 
 
PROPERTY DATA 
Total operating 
 properties (end of 
 period) (e)                   172           174           172           174 
Total operating 
 apartment homes in 
 operating 
 properties (end of 
 period) (e)                58,759        58,858        58,759        58,858 
Total operating 
 apartment homes 
 (weighted average)         58,615        58,588        59,095        58,405 
 
 
(a) Non-core adjustment generally recorded within Property NOI. 
 
(b) Non-core adjustment generally recorded within General and Administrative 
Expenses. 
 
(c) Non-core adjustment generally recorded within Property Management 
Expenses. 
 
(d) Capital expenditures necessary to help preserve the value of and maintain 
the functionality at our communities. 
 
(e) Includes joint ventures and properties held for sale, if any. 
 
    Note: Please refer to the following pages for definitions and 
    reconciliations of all non-GAAP financial measures presented in this 
    document. 
 
 
CAMDEN 
                                                                        BALANCE SHEETS 
                                                                        (In thousands) 
 
(Unaudited) 
 
                          Dec 31,      Sep 30,      Jun 30,      Mar 31,      Dec 31, 
                              2025         2025         2025         2025         2024 
                       -----------  -----------  -----------  -----------  ----------- 
ASSETS 
Real estate assets, 
at cost 
   Land                 $1,787,445   $1,791,077   $1,789,207   $1,763,468   $1,722,526 
   Buildings and 
    improvements        11,792,960   11,812,521   11,763,017   11,550,852   11,319,460 
                       -----------  -----------  -----------  -----------  ----------- 
                        13,580,405   13,603,598   13,552,224   13,314,320   13,041,986 
   Accumulated 
    depreciation       (5,296,061)  (5,234,087)  (5,128,622)  (5,011,583)  (4,867,422) 
                       -----------  -----------  -----------  -----------  ----------- 
     Net operating 
      real estate 
      assets             8,284,344    8,369,511    8,423,602    8,302,737    8,174,564 
   Properties under 
    development and 
    land                   419,227      384,124      380,437      403,657      401,542 
                       -----------  -----------  -----------  -----------  ----------- 
     Total real 
      estate assets      8,703,571    8,753,635    8,804,039    8,706,394    8,576,106 
Accounts receivable 
 -- affiliates               8,884        8,889        8,889        8,950        8,991 
Other assets, net (a)      293,292      255,333      262,100      239,999      234,838 
Cash and cash 
 equivalents                25,203       25,931       33,091       26,182       21,045 
Restricted cash             12,039       11,378       11,454       11,607       11,164 
                       -----------  -----------  -----------  -----------  ----------- 
        Total assets    $9,042,989   $9,055,166   $9,119,573   $8,993,132   $8,852,144 
                       ===========  ===========  ===========  ===========  =========== 
 
 
 
LIABILITIES AND 
EQUITY 
Liabilities 
   Notes payable 
   Unsecured            $3,570,193   $3,409,691   $3,495,487   $3,405,255   $3,155,233 
   Secured                 330,597      330,536      330,476      330,416      330,358 
Accounts payable and 
 accrued expenses          248,087      232,960      206,018      195,197      215,179 
Accrued real estate 
 taxes                      92,382      129,697       91,954       46,192       78,529 
Distributions payable      114,971      115,518      116,007      115,983      113,549 
Other liabilities (b)      248,506      224,989      219,635      212,871      212,107 
                       -----------  -----------  -----------  -----------  ----------- 
       Total 
        liabilities      4,604,736    4,443,391    4,459,577    4,305,914    4,104,955 
 
Equity 
   Common shares of 
    beneficial 
    interest                 1,157        1,157        1,157        1,157        1,158 
   Additional paid-in 
    capital              5,948,938    5,945,277    5,941,893    5,936,982    5,930,729 
   Distributions in 
    excess of net 
    income 
    attributable to 
    common 
    shareholders         (969,240)  (1,011,983)  (1,007,075)    (973,416)    (897,931) 
   Treasury shares       (620,497)    (400,185)    (350,166)    (351,092)    (359,732) 
   Accumulated other 
    comprehensive 
    income (c)               2,165        2,027        1,676        1,325          974 
                       -----------  -----------  -----------  -----------  ----------- 
     Total common 
      equity             4,362,523    4,536,293    4,587,485    4,614,956    4,675,198 
     Non-controlling 
      interests             75,730       75,482       72,511       72,262       71,991 
                       -----------  -----------  -----------  -----------  ----------- 
     Total equity        4,438,253    4,611,775    4,659,996    4,687,218    4,747,189 
                       -----------  -----------  -----------  -----------  ----------- 
        Total 
         liabilities 
         and equity     $9,042,989   $9,055,166   $9,119,573   $8,993,132   $8,852,144 
                       ===========  ===========  ===========  ===========  =========== 
 
 
 
(a) Includes net 
 deferred charges 
 of:                          $534       $1,296       $1,953       $2,730       $2,675 
 
(b) Includes deferred 
 revenues of:                 $614         $624         $692         $760         $767 
 
(c) Represents the unrealized net loss and unamortized prior service costs on post 
retirement obligations, and unrealized net gain on cash flow hedging activities. 
 
 
CAMDEN         NON-GAAP FINANCIAL MEASURES 
             DEFINITIONS & RECONCILIATIONS 
  (In thousands, except per share amounts) 
 
(Unaudited) 
 

This document contains certain non-GAAP financial measures management believes are useful in evaluating an equity REIT's performance. Camden's definitions and calculations of non-GAAP financial measures may differ from those used by other REITs, and thus may not be comparable. The non-GAAP financial measures should not be considered as an alternative to net income as an indication of our operating performance, or to net cash provided by operating activities as a measure of our liquidity.

FFO

The National Association of Real Estate Investment Trusts ("NAREIT") currently defines FFO as net income (calculated in accordance with accounting principles generally accepted in the United States of America ("GAAP"), excluding depreciation and amortization related to real estate, gains and losses from the sale of certain real estate assets, gains and losses from change in control, impairment write-downs of certain real estate assets and investments in entities when the impairment is directly attributable to decreases in the value of depreciable real estate held by the entity, and adjustments for unconsolidated joint ventures to reflect FFO on the same basis. Our calculation of diluted FFO also assumes conversion of all potentially dilutive securities, including certain non-controlling interests, which are convertible into common shares. We consider FFO to be an appropriate supplemental measure of operating performance because, by excluding gains and losses on dispositions of real estate, impairment write-downs of certain real estate assets, and depreciation, FFO can assist in the comparison of the operating performance of a company's real estate investments between periods or to different companies.

Core FFO

Core FFO represents FFO as further adjusted for Non-Core Adjustments. We consider Core FFO to be a helpful supplemental measure of operating performance as it excludes certain items which by their nature are not comparable period over period and therefore tends to obscure actual operating performance. Our definition of Core FFO may differ from other REITs, and there can be no assurance our basis for computing this measure is comparable to other REITs.

Core Adjusted FFO

In addition to FFO & Core FFO, we compute Core Adjusted FFO ("Core AFFO") as a supplemental measure of operating performance. Core AFFO is calculated utilizing Core FFO less recurring capital expenditures which are necessary to help preserve the value of and maintain the functionality at our communities. Our definition of recurring capital expenditures may differ from other REITs, and there can be no assurance our basis for computing this measure is comparable to other REITs. A reconciliation of FFO to Core FFO and Core AFFO is provided below:

 
                          Three Months Ended         Twelve Months Ended 
                             December 31,                December 31, 
                      --------------------------  -------------------------- 
                          2025          2024          2025          2024 
                      ------------  ------------  ------------  ------------ 
Net income 
 attributable to 
 common 
 shareholders             $156,036       $40,691      $384,462      $163,293 
 Real estate 
  depreciation and 
  amortization             146,599       142,403       597,925       569,998 
 Income allocated to 
  non-controlling 
  interests                  1,922         1,918        10,436         7,547 
 Gain on sale of 
  operating 
  properties             (127,972)            --     (260,910)      (43,806) 
 Impairment 
  associated with 
  land development 
  activities                12,916            --        12,916        40,988 
                      ------------  ------------  ------------  ------------ 
Funds from 
 operations               $189,501      $185,012      $744,829      $738,020 
                      ------------  ------------  ------------  ------------ 
 
   Less: 
    Casualty-related 
    expenses, net of 
    (recoveries)                59         3,080       (1,354)         5,849 
   Plus: Severance              --            --            --           506 
   Plus: Legal costs 
    and settlements          2,277         1,577         8,611         4,844 
   Plus: Loss on 
    early retirement 
    of debt                     --            --            --           921 
   Plus: Expensed 
    transaction, 
    development, and 
    other pursuit 
    costs                    1,131           710         4,789         2,203 
   Plus: Advocacy 
    contributions               --            --            --         1,653 
   Plus: 
    Miscellaneous 
    other items                106            --           350            -- 
                      ------------  ------------  ------------  ------------ 
   Core funds from 
    operations            $193,074      $190,379      $757,225      $753,996 
                      ------------  ------------  ------------  ------------ 
 
Less: Recurring 
 capitalized 
 expenditures             (32,834)      (29,107)     (108,174)     (106,403) 
 
Core adjusted funds 
 from operations          $160,240      $161,272      $649,051      $647,593 
                      ============  ============  ============  ============ 
 
Weighted average 
number of common 
shares outstanding: 
      EPS diluted          108,617       108,515       108,434       108,539 
      FFO/Core FFO/ 
       Core AFFO 
       diluted             109,486       110,109       110,028       110,133 
 
 
CAMDEN 
                                                 NON-GAAP FINANCIAL MEASURES 
                                               DEFINITIONS & RECONCILIATIONS 
                                    (In thousands, except per share amounts) 
 
(Unaudited) 
 
Reconciliation of FFO, Core FFO, and Core AFFO 
 per share 
------------------------------------------------- 
 
                      Three Months Ended December     Twelve Months Ended 
                                  31,                    December 31, 
                      ---------------------------  ------------------------- 
                         2025           2024          2025          2024 
                      -----------  --------------  -----------  ------------ 
Total Earnings Per 
 Common Share - 
 Diluted                    $1.44           $0.37        $3.54         $1.50 
 Real estate 
  depreciation and 
  amortization               1.33            1.28         5.39          5.16 
 Income allocated to 
  non-controlling 
  interests                  0.01            0.03         0.09          0.07 
Gain on sale of 
 operating 
 properties                (1.17)              --       (2.37)        (0.40) 
 Impairment 
  associated with 
  land development 
  activities                 0.12              --         0.12          0.37 
                      -----------  --------------  -----------  ------------ 
FFO per common share 
 - Diluted                  $1.73           $1.68        $6.77         $6.70 
                      -----------  --------------  -----------  ------------ 
 
   Less: 
    Casualty-related 
    expenses, net of 
    (recoveries)               --            0.03       (0.01)          0.05 
   Plus: Severance             --              --           --            -- 
   Plus: Legal costs 
    and settlements          0.02            0.01         0.08          0.04 
   Plus: Loss on 
    early retirement 
    of debt                    --              --           --          0.02 
   Plus: Expensed 
    transaction, 
    development, and 
    other pursuit 
    costs                    0.01            0.01         0.04          0.02 
   Plus: Advocacy 
    contributions              --              --           --          0.02 
   Plus: 
   Miscellaneous 
   other items                 --              --           --            -- 
                      -----------  --------------  -----------  ------------ 
Core FFO per common 
 share - Diluted            $1.76           $1.73        $6.88         $6.85 
                      -----------  --------------  -----------  ------------ 
 
Less: Recurring 
 capitalized 
 expenditures              (0.30)          (0.27)       (0.98)        (0.97) 
 
Core AFFO per common 
 share - Diluted            $1.46           $1.46        $5.90         $5.88 
                      ===========  ==============  ===========  ============ 
 

Expected FFO & Core FFO

Expected FFO and Core FFO is calculated in a method consistent with historical FFO and Core FFO, and is considered appropriate supplemental measures of expected operating performance when compared to expected earnings per common share (EPS). A reconciliation of the ranges provided for diluted EPS to expected FFO and expected Core FFO per diluted share is provided below:

 
                                                  1Q26   Range  2026   Range 
                                                 ------  -----  -----  ----- 
                                                  Low    High    Low   High 
                                                 ------  -----  -----  ----- 
  Expected earnings per common share - diluted    $0.22  $0.26  $0.40  $0.70 
  Expected real estate depreciation and 
   amortization                                    1.37   1.37   5.99   5.99 
  Expected income allocated to non-controlling 
   interests                                       0.02   0.02   0.07   0.07 
                                                 ------  -----  -----  ----- 
  Expected FFO per share - diluted                $1.61  $1.65  $6.46  $6.76 
                                                 ------  -----  -----  ----- 
  Anticipated Adjustments to FFO                   0.03   0.03   0.14   0.14 
                                                 ------  -----  -----  ----- 
  Expected Core FFO per share - diluted           $1.64  $1.68  $6.60  $6.90 
                                                 ------  -----  -----  ----- 
 
Note: This table contains forward-looking statements. Please see paragraph 
regarding forward-looking statements earlier in this document. 
 
 
CAMDEN         NON-GAAP FINANCIAL MEASURES 
             DEFINITIONS & RECONCILIATIONS 
  (In thousands, except per share amounts) 
 
(Unaudited) 
 

Net Operating Income (NOI)

NOI is defined by the Company as property revenue less total property expenses. NOI is further detailed in the Components of Property NOI schedules on page 11 of the supplement. The Company considers NOI to be an appropriate supplemental measure of operating performance to net income because it reflects the operating performance of our communities without allocation of corporate level property management overhead or general and administrative costs. Our definition of NOI may differ from other REITs and there can be no assurance our basis for computing this measure is comparable to other REITs. A reconciliation of net income to net operating income is provided below:

 
                    Three months ended December      Twelve months ended 
                                31,                     December 31, 
                    ---------------------------  --------------------------- 
                        2025          2024           2025          2024 
                    ------------  -------------  ------------  ------------- 
Net income              $157,958        $42,609      $394,898       $170,840 
Less: Fee and 
 asset management 
 income                  (5,282)        (1,540)      (12,967)        (7,137) 
Less: Interest and 
 other 
 income/(loss)             (100)             22         (256)        (4,420) 
Less: 
 Income/(loss) on 
 deferred 
 compensation 
 plans                   (2,963)          2,511      (19,260)       (12,629) 
Plus: Property 
 management 
 expense                   8,995          9,274        37,452         38,331 
Plus: Fee and 
 asset management 
 expense                     797            659         3,074          2,200 
Plus: General and 
 administrative 
 expense                  19,841         18,673        79,344         72,365 
Plus: Interest 
 expense                  34,079         32,565       138,239        129,815 
Plus: Depreciation 
 and amortization 
 expense                 150,191        145,474       611,025        582,014 
Plus: 
 Expense/(benefit) 
 on deferred 
 compensation 
 plans                     2,963        (2,511)        19,260         12,629 
Plus: Impairment 
 associated with 
 land development 
 activities               12,916             --        12,916         40,988 
Plus: Loss on 
 early retirement 
 of debt                      --             --            --            921 
Less: Gain on sale 
 of operating 
 properties            (127,972)             --     (260,910)       (43,806) 
Plus: Income tax 
 expense                   1,449            572         4,019          2,926 
                    ------------  -------------  ------------  ------------- 
   NOI                  $252,872       $248,308    $1,006,834       $985,037 
                    ============  =============  ============  ============= 
 
"Same Property" 
 Communities            $235,844       $235,934      $936,497       $934,141 
Non-"Same 
 Property" 
 Communities              13,524          8,124        46,603         25,555 
Development and 
 Lease-Up 
 Communities                 376             --           685            (6) 
Disposition/Other          3,128          4,250        23,049         25,347 
                    ------------  -------------  ------------  ------------- 
   NOI                  $252,872       $248,308    $1,006,834       $985,037 
                    ============  =============  ============  ============= 
 
 
CAMDEN               NON-GAAP FINANCIAL MEASURES 
                   DEFINITIONS & RECONCILIATIONS 
        (In thousands, except per share amounts) 
 
(Unaudited) 
 

EBITDAre and Adjusted EBITDAre

Earnings Before Interest, Taxes, Depreciation, and Amortization for Real Estate ("EBITDAre") and Adjusted EBITDAre are supplemental measures of our financial performance. EBITDAre is calculated in accordance with the definition adopted by NAREIT as earnings before interest, taxes, depreciation and amortization plus or minus losses and gains from the sale of certain real estate assets, including gains/losses on change of control, plus impairment write-downs of certain real estate assets and investments in entities when the impairment is directly attributable to decreases in the value of depreciable real estate held by the entity, and adjustments to reflect the Company's share of EBITDAre of unconsolidated joint ventures.

Adjusted EBITDAre represents EBITDAre as further adjusted for non-core items. The Company considers EBITDAre and Adjusted EBITDAre to be appropriate supplemental measures of operating performance to net income because it represents income before non-cash depreciation and the cost of debt, and excludes gains or losses from property dispositions, and impairment write-downs of certain real estate assets. Annualized Adjusted EBITDAre is Adjusted EBITDAre as reported for the period multiplied by 4 for quarter results. A reconciliation of net income to EBITDAre and adjusted EBITDAre is provided below:

 
                   Three months ended December  Twelve months ended December 
                               31,                          31, 
                   ---------------------------  ---------------------------- 
                       2025          2024           2025           2024 
                   ------------  -------------  -------------  ------------- 
Net income             $157,958        $42,609       $394,898       $170,840 
Plus: Interest 
 expense                 34,079         32,565        138,239        129,815 
Plus: 
 Depreciation and 
 amortization 
 expense                150,191        145,474        611,025        582,014 
Plus: Income tax 
 expense                  1,449            572          4,019          2,926 
Less: Gain on 
 sale of 
 operating 
 properties           (127,972)             --      (260,910)       (43,806) 
Plus: Impairment 
 associated with 
 land development 
 activities              12,916             --         12,916         40,988 
                   ------------  -------------  -------------  ------------- 
   EBITDAre            $228,621       $221,220       $900,187       $882,777 
                   ------------  -------------  -------------  ------------- 
 
Less: 
 Casualty-related 
 expenses, net of 
 (recoveries)                59          3,080        (1,354)          5,849 
Plus: Severance              --             --             --            506 
Plus: Legal costs 
 and settlements          2,277          1,577          8,611          4,844 
Plus: Loss on 
 early retirement 
 of debt                     --             --             --            921 
Plus: Expensed 
 transaction, 
 development, and 
 other pursuit 
 costs                    1,131            710          4,789          2,203 
Plus: Advocacy 
 contributions               --             --             --          1,653 
Plus: 
 Miscellaneous 
 other items                106             --            350             -- 
                   ------------  -------------  -------------  ------------- 
   Adjusted 
    EBITDAre           $232,194       $226,587       $912,583       $898,753 
                   ------------  -------------  -------------  ------------- 
   Annualized 
    Adjusted 
    EBITDAre           $928,776       $906,348       $912,583       $898,753 
                   ============  =============  =============  ============= 
 

Net Debt to Annualized Adjusted EBITDAre

The Company believes Net Debt to Annualized Adjusted EBITDAre to be an appropriate supplemental measure of evaluating balance sheet leverage. Net Debt is defined by the Company as the average monthly balance of Total Debt during the period, less the average monthly balance of Cash and Cash Equivalents during the period. The following tables reconcile average Total debt to Net Debt and computes the ratio to Adjusted EBITDAre for the following periods:

Net Debt:

 
                 Average monthly balance for    Average monthly balance for 
                             the                            the 
                 Three months ended December   Twelve months ended December 
                             31,                            31, 
                -----------------------------  ----------------------------- 
                    2025            2024           2025            2024 
                -------------  --------------  -------------  -------------- 
Unsecured 
 notes 
 payable           $3,485,644      $3,169,511     $3,459,543      $3,207,170 
Secured notes 
 payable              330,577         330,338        330,486         330,251 
                -------------  --------------  -------------  -------------- 
   Total 
    average 
    debt            3,816,221       3,499,849      3,790,029       3,537,421 
Less: Average 
 cash and cash 
 equivalents         (12,428)        (11,022)       (13,654)        (43,782) 
                -------------  --------------  -------------  -------------- 
   Net debt        $3,803,793      $3,488,827     $3,776,375      $3,493,639 
                =============  ==============  =============  ============== 
 

Net Debt to Annualized Adjusted EBITDAre:

 
                 Three months ended December   Twelve months ended December 
                             31,                            31, 
                -----------------------------  ----------------------------- 
                    2025            2024           2025            2024 
                -------------  --------------  -------------  -------------- 
Net debt           $3,803,793      $3,488,827     $3,776,375      $3,493,639 
Annualized 
 Adjusted 
 EBITDAre             928,776         906,348        912,583         898,753 
                -------------  --------------  -------------  -------------- 
   Net Debt to           4.1x            3.8x           4.1x            3.9x 
    Annualized 
    Adjusted 
    EBITDAre 
 
 
CAMDEN 
                                                      2026 FINANCIAL OUTLOOK 
                                                      AS OF FEBRUARY 5, 2026 
 
(Unaudited) 
 
Earnings Guidance - Per Diluted Share 
   Expected FFO per share - diluted                         $6.46 - $6.76 
   Expected CORE FFO per share - diluted                    $6.60 - $6.90 
 
"Same Property" Communities 
   Number of Units - 2026                                      54,970 
   2025 Base Net Operating Income                           $942 million 
 
   Total Revenue Growth                                    (0.25%) - 1.75% 
   Total Expense Growth                                     2.25% - 3.75% 
   Net Operating Income Growth                             (2.50%) - 1.50% 
      Impact from 1.0% change in NOI Growth is 
      approximately $0.09 / share 
 
Capitalized Expenditures 
   Recurring                                             $113 - $117 million 
   Revenue Enhancing Capex and Repositions (a)            $77 - $81 million 
 
Acquisitions/Dispositions 
   Acquisition Volume                                    $1.0 - $1.2 billion 
   Disposition Volume                                    $1.6 - $2.0 billion 
 
Development 
   Development Starts                                    $140 - $335 million 
   Development Spend                                     $185 - $215 million 
 
Non-Property Income 
   Fee and Asset Management Income                        $8 - $10 million 
      Interest Income (b)                                  $2 - $4 million 
 
Corporate Expenses 
   General and Administrative (G&A) Expenses              $81 - $85 million 
      Non-Core Adjustments included above in G&A (c)      $14 - $15 million 
   Property Management Expenses                           $36 - $40 million 
   Fee and Asset Management Expenses                       $2 - $3 million 
   Corporate G&A Depreciation/Amortization                $14 - $16 million 
   Income Tax Expenses                                     $3 - $4 million 
 
Capital 
   Expected Share Repurchases (d)                        $350 - $400 million 
   Expected Debt Transactions                            $400 - $800 million 
   Expensed Interest                                     $142 - $146 million 
   Capitalized Interest                                   $16 - $18 million 
 
 
(a)    Revenue Enhancing Capex and Repositions are capital expenditures that 
       improve a community's cash flow and competitive position, typically 
       kitchen and bath upgrades, or other new amenities. 
 
(b)    Income anticipated to be earned from deposits on 1031 disposition 
       proceeds. 
 
(c)    Non-Core Adjustments are items not considered part of our core business 
       operations. Items recorded to General and Administrative Expenses 
       generally includes legal costs and settlements and expensed transaction 
       pursuit costs. 
 
(d)    Includes $120.7 million repurchased in January 2026. 
 
 
Note: This table contains forward-looking statements. Please see the paragraph 
regarding forward-looking statements on page 2 of this document. Additionally, 
please refer to the following pages for definitions and reconciliations of all 
non-GAAP financial measures presented in this document. 
 

View source version on businesswire.com: https://www.businesswire.com/news/home/20260205207921/en/

 
    CONTACT: 

Kim Callahan, 713-354-2549

 
 

(END) Dow Jones Newswires

February 05, 2026 16:15 ET (21:15 GMT)

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