大行评级丨花旗:预期内银去年第四季营收按年增2.1%,首选中国银行与宁波银行

格隆汇
Feb 09

花旗发表报告,预期内银2025年第四季营收按年增2.1%,主要受惠于稳健的手续费收入与趋稳的净息差,部分抵销贷款增速放缓的影响。在资产质量稳定的背景下,该行预期内银将释放拨备以支持盈利增长。报告指,内银1月的贷款强劲增长,主要由企业贷款驱动。净息差压力预计将于2026年有所缓解,预期银行业2026财年营收增长将较2025财年略有改善,主要得益于净息差趋稳及手续费收入强劲。随着中国十年期国债收益率见...

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