量化未来:交行科技金融风控新实验

科技金融
Feb 08

银行风控的密钥,向来藏于过去的财务报表与砖瓦水泥之中。但当抵押物是一纸专利、一串代码时,这把钥匙便失灵了。交行正在做的,是尝试重铸一把能打开未来的钥匙。这场系统性实验,以一个关键的人事布局作为注脚。2026年初,浙江省分行副行长贺波被提名为总行信用卡中心总经理。这显然不是寻常轮岗。将一位熟稔企业内核的干将,调往直面海量消费者的信用卡战场,信号清晰。传统消费信贷的风险逻辑,已到了需要注入产业洞察进行...

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