Tiger Brokers

Middlefield Banc Corp. FY25 net income rises 25% to USD 19.4 million

Reuters
Feb 10
<a href="https://laohu8.com/S/MBCN">Middlefield Banc Corp</a>. FY25 net income rises 25% to USD 19.4 million

Middlefield Banc Corp. (NASDAQ: MBCN) reported financial results for the full year ended December 31, 2025. Net interest income for the period rose 13% to USD 68.5 million. The net interest margin for the year was 3.80%. Noninterest income increased 29% to USD 9.3 million. Noninterest expense for the year reached USD 54.8 million. Net income for the twelve months ended December 31, 2025, was USD 19.4 million, or USD 2.39 per diluted share. For the fourth quarter of 2025, net interest income was USD 17.4 million, with a net interest margin of 3.80%. Noninterest income for the quarter was USD 2.0 million, while noninterest expense totaled USD 15.9 million. Net income for the quarter was USD 3.1 million, or USD 0.38 per diluted share. During the reporting period, Middlefield Banc Corp. continued preparations for its merger with Farmers National Banc Corp., expected to close in the first quarter of 2026. The company also reported USD 1.8 million in merger-related expenses and accelerated vesting of certain performance share units in the fourth quarter. As of December 31, 2025, Middlefield Banc Corp. reported brokered deposits of USD 23.1 million. The commercial real estate portfolio included a multi-family segment with a balance of USD 86.38 million, representing 12.5% of the CRE portfolio, and a real estate and rental and leasing segment with a balance of USD 75.29 million, comprising 10.9% of the CRE portfolio.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Middlefield Banc Corp. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001437749-26-003578), on February 10, 2026, and is solely responsible for the information contained therein.

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