春节前夕,银行“开门红”揽储竞争再度升温。 第一财经记者统计发现,中小银行主要通过上调特定存款产品的利率来吸引客户,部分农商行的3年期存款利率已接近2%;大型银行虽未直接提价,却普遍采用送积分、奖励立减金等方式加入揽储竞争。 看似常规的“开门红”揽储背后,实则反映出银行业对2026年定期存款到期资金流向的预判与应对。 针对市场曾出现存款可能流向股市的讨论,但多家机构及业内人士指出,到期...
Source Link春节前夕,银行“开门红”揽储竞争再度升温。 第一财经记者统计发现,中小银行主要通过上调特定存款产品的利率来吸引客户,部分农商行的3年期存款利率已接近2%;大型银行虽未直接提价,却普遍采用送积分、奖励立减金等方式加入揽储竞争。 看似常规的“开门红”揽储背后,实则反映出银行业对2026年定期存款到期资金流向的预判与应对。 针对市场曾出现存款可能流向股市的讨论,但多家机构及业内人士指出,到期...
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