不良没回到均值，代价先写在零售和资本里。近日，湖北金融监管局最新披露的一张罚单，渤海银行武汉分行被罚175万元，相关责任人被警告并罚款。 处罚的原因是：流动资金贷款贷前调查、贷后管理不尽职，以及融资租赁保理业务不审慎。罚单只是对过往问题的一个注脚。真正需要关注的，是渤海银行“止跌回暖”的业绩表象之下，零售端到底有没有完成从“甩包袱”到“可持续”的转身。01业绩确实稳住了，但“修复的结构”决定了...
Source Link不良没回到均值，代价先写在零售和资本里。近日，湖北金融监管局最新披露的一张罚单，渤海银行武汉分行被罚175万元，相关责任人被警告并罚款。 处罚的原因是：流动资金贷款贷前调查、贷后管理不尽职，以及融资租赁保理业务不审慎。罚单只是对过往问题的一个注脚。真正需要关注的，是渤海银行“止跌回暖”的业绩表象之下，零售端到底有没有完成从“甩包袱”到“可持续”的转身。01业绩确实稳住了，但“修复的结构”决定了...
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