Overview
U.S. mortgage insurer's Q4 revenue rose, beating analyst expectations
Adjusted EPS for Q4 beat analyst expectations
Adjusted net income for Q4 slightly missed analyst estimates
Outlook
Company did not provide specific financial guidance for future quarters
Result Drivers
INSURED PORTFOLIO GROWTH - Co reported growth in insurance-in-force to $221.4 bln, up from $210.2 bln in Q4 2024, supporting revenue growth
REVENUE INCREASE - Total revenue rose to $180.7 mln from $166.5 mln in Q4 2024, driven by higher net premiums earned
CLAIMS EXPENSES - Insurance claims and claim expenses increased to $21.2 mln from $17.3 mln in Q4 2024, impacting the loss ratio
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Revenue | Beat | $180.70 mln | $159.80 mln (4 Analysts) |
Q4 Adjusted EPS | Beat | $1.20 | $1.19 (6 Analysts) |
Q4 EPS | $1.20 | ||
Q4 Adjusted Net Income | Slight Miss* | $93.80 mln | $94.69 mln (6 Analysts) |
Q4 Net Income | $94.20 mln | ||
Q4 Operating Expenses | $31.10 mln | ||
Q4 ROE | 14.80% |
*Applies to a deviation of less than 1%; not applicable for per-share numbers.
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 4 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the property & casualty insurance peer group is "buy"
Wall Street's median 12-month price target for NMI Holdings Inc is $45.50, about 13.9% above its February 9 closing price of $39.94
The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 7 three months ago
Press Release: ID:nGNX7XSQxM
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)