4Q25银行监管数据点评:盈利增长加快

中金货币金融研究
Feb 14

行业近况金融监管总局发布4Q25银行业主要监管数据。2025年商业银行净利润同比+2%,4Q25单季同比+12%,增速较快主要由于城农商行低基数。分机构类型看,4Q25大行净利润同比+2%、股份行-6%、城商行+432%、农商行+333%、外资行-20%,我们预计城农商行数据波动较大或由于兼并重组带来4Q24低基数。2025年商业银行资产利润率同比-3bp至0.60%,资本利润率同比-33bp至...

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