证券日报网讯 2月13日，交通银行在互动平台回答投资者提问时表示，2025年前三季度交行营收及净利润均实现正增长，增幅较上半年进一步提升。主要驱动因素包括：一是作为营收“基本盘”的利息净收入保持稳定增长，公司加大服务实体经济支持力度，同时强化大类资产负债配置，优化存贷款业务结构，利息净收入同比增长1.46%，增幅较上半年提升0.26个百分点。二是非利息净收入表现整体向好。前三季度集团手续费及佣金净收入、投资估值及汇兑损益收入均实现增长，趋势优于上半年水平。三是资产质量继续保持稳健。近年来公司持续夯实资产质量，同时坚持合理计提拨备，具有充分的风险抵御和损失吸收能力。9月末，集团不良贷款率（1.26%）较上年末下降0.05个百分点，拨备覆盖率（209.97%）较上年末上升8.03个百分点。
（文章来源：证券日报）
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