近期，美国保险科技公司 Insurify 推出基于大模型的对话式车险比价与投保应用。一个看似普通的产品升级，却迅速在资本市场掀起波澜。标普500保险指数单日下跌3.89%，多家传统保险经纪巨头股价出现自2008年金融危机以来最大跌幅。市场反应的剧烈程度，远超一款新产品本身所能解释的范围。更深层的原因在于：AI已经开始重塑保险的经营模式。当车险投保从“填表、跑门店、人工咨询、反复比价”的复杂流程，被...
Source Link近期，美国保险科技公司 Insurify 推出基于大模型的对话式车险比价与投保应用。一个看似普通的产品升级，却迅速在资本市场掀起波澜。标普500保险指数单日下跌3.89%，多家传统保险经纪巨头股价出现自2008年金融危机以来最大跌幅。市场反应的剧烈程度，远超一款新产品本身所能解释的范围。更深层的原因在于：AI已经开始重塑保险的经营模式。当车险投保从“填表、跑门店、人工咨询、反复比价”的复杂流程，被...
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