Bogota Financial reports Q4 profit on higher interest income

Reuters

Feb 13

Bogota Financial reports Q4 profit on higher interest income

Overview

Bank holding company reported Q4 net income of $680,000, reversing prior year's loss
Total assets decreased 6.9% due to lower cash and loan balances
Company repurchased 76,673 shares at a cost of $656,000

Outlook

Bogota Financial Corp. plans to open a new branch in Central/Southern New Jersey by early summer
Company is continuing its stock buyback program to enhance shareholder value
Bogota Financial Corp. focuses on investing in customers and expanding capabilities

Result Drivers

INTEREST INCOME - Increase in interest income due to higher yields on interest-earning assets, despite lower average balances
INTEREST EXPENSE REDUCTION - Decrease in interest expense driven by lower costs on interest-bearing liabilities and reduced Federal Home Loan Bank borrowings
BALANCE SHEET RESTRUCTURING - Increased securities yields due to balance sheet restructuring, contributing to higher interest income

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 EPS		$0.05
Q4 Basic EPS		$0.05

Analyst Coverage

The stock recently traded at 22 times the next 12-month earnings vs. a P/E of 23 three months ago

Press Release: ID:nGNXch5Lyb

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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For any other questions or feedback, contact reuters.support@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BSBK","symbol_name":"Bogota Financial Corp","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260213:nL1N3Z90O6:1","article_id":"2611168618","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2611168618","pubTimestamp":1770991759,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Bogota Financial reports Q4 profit on higher interest incomeOverviewBank holding company reported Q4 net income of $680,000, reversing prior year's lossTotal assets decreased 6.9% due to lower cash an","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BSBK":"Bogota Financial Corp","BK4211":"区域性银行","BK4195":"互助储蓄与抵押信贷金融服务"},"translate_title":"波哥大财务报告第四季度利润因利息收入增加而增加","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"BSBK":0.9},"content_text":"Bogota Financial reports Q4 profit on higher interest incomeOverviewBank holding company reported Q4 net income of $680,000, reversing prior year's lossTotal assets decreased 6.9% due to lower cash and loan balancesCompany repurchased 76,673 shares at a cost of $656,000OutlookBogota Financial Corp. plans to open a new branch in Central/Southern New Jersey by early summerCompany is continuing its stock buyback program to enhance shareholder valueBogota Financial Corp. focuses on investing in customers and expanding capabilitiesResult DriversINTEREST INCOME - Increase in interest income due to higher yields on interest-earning assets, despite lower average balancesINTEREST EXPENSE REDUCTION - Decrease in interest expense driven by lower costs on interest-bearing liabilities and reduced Federal Home Loan Bank borrowingsBALANCE SHEET RESTRUCTURING - Increased securities yields due to balance sheet restructuring, contributing to higher interest incomeKey DetailsMetricBeat/MissActualConsensus EstimateQ4 EPS$0.05Q4 Basic EPS$0.05Analyst CoverageThe stock recently traded at 22 times the next 12-month earnings vs. a P/E of 23 three months agoPress Release: ID:nGNXch5LybFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}