智通财经APP获悉，高盛发布研报称，东亚银行(00023)公布2025年下半年纯利9.47亿港元，同比下跌57%，按半年下跌58%，较高盛预测低出34%，主要由于投资物业进一步减值6.25亿港元，以及其在中国营运的联营公司国通信托录得一次性亏损。高盛维持对东亚银行“沽售”评级，目标价则由原先13.5港元上调至14港元。
报告提到东亚信贷成本于2025年下半年维持于114基点的高位，至今累计拨备中约77%与商业房地产账目有关。收入方面，净利息收入较高盛预测高出8%，受惠于2025年下半年香港银行同业拆息变动下降，带动香港净息差复苏。
业绩公布后，高盛上调东亚2026年至28年各年纯利预测分别3.7%、1.4%及2.3%，至各40.79亿元、50.81亿元及61.65亿元，以计入2025年下半年较高的已实现净息差及非利息收入，以及管理层承诺实现更强劲费用收入增长，但被营运开支预测轻微上调所部分抵销。
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