国家金融监管总局发布2025年第四季度银行业保险业主要监管指标数据情况显示，2025年全年，商业银行累计实现净利润2.4万亿元人民币(下同)。2025年四季度末，平均资本利润率为7.78%，平均资产利润率为0.6%。商业银行不良贷款余额3.5万亿元，较前季末减少241亿元；商业银行不良贷款率1.5%，较前季末下降0.02个百分点。商业银行贷款损失准备余额为7.2万亿元；拨备覆盖率为205.21%，...
Source Link国家金融监管总局发布2025年第四季度银行业保险业主要监管指标数据情况显示，2025年全年，商业银行累计实现净利润2.4万亿元人民币(下同)。2025年四季度末，平均资本利润率为7.78%，平均资产利润率为0.6%。商业银行不良贷款余额3.5万亿元，较前季末减少241亿元；商业银行不良贷款率1.5%，较前季末下降0.02个百分点。商业银行贷款损失准备余额为7.2万亿元；拨备覆盖率为205.21%，...
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