TransUnion’s latest market analysis forecasts continued, but moderating, growth in U.S. consumer credit originations in 2026, led by mortgages and unsecured personal loans. The company projects purchase mortgage originations to rise 4.0% and refinance originations 4.2%, while unsecured personal loan originations are expected to climb 11.2% after strong recent gains. Credit card originations are forecast to increase 2.0% following near-record growth in 2025, while auto loan originations are expected to dip 1.5% as affordability pressures persist. TransUnion’s Q4 2025 credit insights also showed expanding lending activity alongside edging-up delinquencies and a two-point year-over-year decline in the median VantageScore to 711.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. TransUnion published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202602190817PRIMZONEFULLFEED9657598) on February 19, 2026, and is solely responsible for the information contained therein.