Capital One Financial Corporation reported monthly charge-off and delinquency metrics as of January 31, 2026. For domestic credit card loans, the average loans held for investment were $257.4 billion, with net charge-offs amounting to $1.08 billion, representing a 5.04% net charge-off rate. The 30+ day performing delinquency amount was $10.4 billion, or a 4.04% delinquency rate. In consumer banking auto loans, average loans held for investment totaled $84.0 billion, with net charge-offs of $136 million and a 1.94% net charge-off rate. The 30+ day performing delinquency rate for auto loans was 4.76%, and the nonperforming loan rate was 0.63%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Capital One Financial Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000927628-26-000019), on February 17, 2026, and is solely responsible for the information contained therein.